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EUR 124,950,000† (EU VAT paid)

• Length: 90.1m (295.6ft)
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EUR 89,999,000

• Length: 85m (278.9ft)
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• Built: 2018
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EUR 79,750,000† (EU VAT paid)

• Length: 80m (262.5ft)
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• Length: 74m (242.8ft)
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• Length: 71.7m (235.2ft)
• Built: 2006
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• Length: 70.6m (231.6ft)
• Built: 2011
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• Built: 2002 (refitted 2022)
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EUR 49,500,000†

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EUR 35,800,000

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How to buy a boat: your guide to buying a yacht

• Duncan Kent
• October 17, 2023

Buying a yacht, especially your first, can be a daunting experience. Duncan Kent offers expert guidance on how to get it right

The process of buying a sailing yacht can sometimes be long-winded and stressful, especially if it’s your first time considering boat ownership. To avoid it being too daunting the first step is to think the whole thing through very carefully and then make a proper plan.

First and foremost, decide what type of sailing you will actually do, as it will be an important indicator as to what size and type of boat you should aim to buy. If you’re still learning to sail then it’s advisable not to buy too big a boat as the bigger it is the more problems and costs you will acquire. It’s often better to buy a used boat that you can practise in and make mistakes on, as accidents can be expensive in a bigger, more valuable boat.

What type of boat?

A trailer-sailer will save on marina fees and can be big enough for cruising. Photo: Graham Snook

Trailer-sailers

Key factors to look for in a trailer-sailer are size, weight and ease of rigging, launch and retrieval. Trailer-sailer masts are usually designed to be raised manually using an A-frame and tackle, and in many cases these will be provided with the boat. Being launched from a trailer means that it will most likely have a retractable keel and rudder, as well as a removable outboard motor.

Although it is possible to trail a small bilge-keeled boat, they are almost impossible to launch and recover without a crane, given the depth of water required for them to float on and off. If you’re planning on sailing with the family, bear in mind a retractable keel, whether it lifts or swings up, will nearly always impinge on the cabin in some way.

Above 750kg/16ft LOA you will need a larger (possibly four-wheel) trailer, with a more powerful towing vehicle and a few extra crew to help you rig and launch. In return, though, you’ll have a boat that you can live aboard in reasonable comfort for long weekends, or even the occasional week-long sailing trip.

Ideally, a cruising trailer-sailer would be no more than 24ft long and 1,500kg dry weight all up. If you’re going to be coastal cruising over long distances, however, you’ll probably prefer something bigger like a ‘trailer-able’ boat. These can be craned onto a larger, double-axled trailer and taken home or stored somewhere inland for the winter, saving marina berth costs or boatyard storage rates.

Not only does this make good economic sense, but it could also enable you to tow her to a new cruising destination each season. Probably the largest boat you could self-trail would be around 28ft, depending on its weight, beam and size of the towing vehicle.

Inshore sailing makes sense in a capable, affordable yacht like the Westerly Centaur. Photo: David Harding

Inshore/Coastal cruisers

Calling a yacht an inshore or coastal cruiser can be somewhat misleading, but since the EU introduced the RCD ‘Category’ system, the designations seem to have stuck. To my mind, any yacht that is seaworthy, properly maintained and has a skilled crew, is very likely to be capable of being sailed pretty much anywhere. A larger yacht may be more comfortable at sea and able to take on more crew and provisions, but a seaworthy boat should be just what it says.

If you plan to simply potter along within sight of land, stopping overnight in a sheltered anchorage or in a marina berth, then it obviously isn’t vital to have a boat that can withstand a storm at sea. You will rarely, if ever, experience storm conditions when you’re never more than a few miles from a safe refuge. That said, some still prefer an ocean-going yacht for coastal cruising ‘just in case’, and there’s nothing wrong with that, provided you can afford the extra maintenance and running costs.

Some experienced sailors swear by lightweight, high-performance yachts for coastal and offshore sailing. There’s a certain logic to this in that a quick boat stands more chance of reaching shelter before the worst of a challenging weather system hits.

My ideal coastal cruising yacht, however, is a compromise between a boat that’s reasonably fast and fun to sail, and one that can withstand the occasional Force 8 and 3m-high waves without frightening or risking the safety of my crew or family.

An Arcona 345 is a highly capable offshore yacht, but probably isn’t large enough be a true ‘bluewater’ yacht. Photo: Richard Langdon

Offshore/Ocean yachts

A true offshore/ocean-rated yacht will be strong, seaworthy and safe but, equally, it should exhibit a sea-kindly, predictable and well-balanced motion at sea, such that the crew remain able to sail, cook, eat and sleep regardless of stormy sea conditions.

What makes a yacht sea-kindly? First and foremost is its motion through, or over the waves. Many modern, lightweight yachts with flat, shallow underwater sections tend to slam into oncoming waves rather than slice through them. This not only jars the crew’s nerves and hurls everything out of the lockers below, but it also puts increased strain on the entire yacht as each thud shakes the hull and rig relentlessly on a long windward passage. Slamming doesn’t just test the integrity of the yacht to its limits, it drags the crew’s morale down and prevents them sleeping, cooking, eating or relaxing while off watch.

As with most aspects of sailing, there are many different schools of thought with offshore yacht design, but it is generally accepted that ocean-crossing yachts should be of a higher displacement than coastal cruisers and that they should have a deeper, vee-shaped forefoot to enable the hull to slice through oncoming waves.

A so-called bluewater cruiser is simply an offshore/ocean cruising yacht that has provision for living on board for extended periods of time under a wide variety of different circumstances. Usually, they will be better equipped with items like watermakers, generators, freezers, solar panels and sat-comms, but the style and design of the yacht itself will mostly be identical to an offshore/ocean-class yacht.

Stowage is an overlooked but vital consideration when assessing a cruising yacht. Photo: Graham Snook

What to consider

Accommodation.

Does the boat you’re looking at suit the style of sailing you plan to do? If you’re only going to day sail along the coast then don’t worry about sea berths, for instance, although it’s useful to have at least one long, straight berth you can fix a lee cloth to in case someone becomes ill. Big, central double berths are great at anchor, but of little use under sail.

Separate cabins are crucial if you have kids on board, so as not to keep them awake in the evening when the adults are still up. Private heads are important too, particularly if you are planning to have friends on board regularly.

Stowage is also a vital consideration for cruising that new buyers often overlook. It’s really annoying to have to remove half the contents of a vast stowage bin to reach a single item at the bottom – so look out for easily accessible lockers, especially near the galley.

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It’s important when family sailing to have the mainsail control lines led back near the helm, so the boat can be safely sailed singlehanded if necessary. Try sitting by the helm and operating a headsail sheet winch. Is the mainsheet nearby so you can dump the main in a gust? Is the mainsheet track positioned where young fingers can easily get trapped? Are there plenty of harness attachments? Is there stowage for larger items like dinghies?

Rig and sails

Unless you’re planning on racing, look for a sail plan that’s easily handled. Nowadays most cruisers choose sloop rigs with in-mast furling mainsails; in fact they can often be standard. You will lose a little performance, though, so if speed and pointing ability are vital then opt for a fully battened mainsail with single-line reefing. Virtually all new cruising yachts these days will come with a furling genoa.

Will a wheel or tiller suit you best? And is the mainsheet within reach? Photo: David Harding / SailingScenes.com

Wheel or tiller? Most older boats under 32ft have tillers, whereas most new boats over 26ft offer wheel steering. If you like to ‘feel’ the boat more then go for a tiller. If a wheel seems more natural then go for it but expect to lose a little of the feedback a tiller offers.

You can put a cat on a beach for a barbecue or to inspect and give the hulls a scrub. Photo: Yachting Monthly

Monohull or multihull?

Most new boat buyers start by looking at monohulls, with few giving multihulls a second thought. However, it’s worth stepping on board a few catamarans or trimarans before dismissing them. Better still, give them a try. You might find the level sailing, greater deck space and higher speeds worth the drawbacks of having a larger boat to park and reduced load-carrying capacity.

Cruising cats have increased in popularity hugely in recent years due to the extra space they offer. They also draw very little, so you can get right in close to the shore or creep up shallow creeks where fin keeled monohulls dare not venture. They take the ground easily too, so you can actually park up on a beach.

Shopping for a new boat is all part of the fun but beware of hidden costs. Photo: Messe Düsseldorf / ctillmann

New or used?

It’s great to own a brand-new yacht but there are many good reasons for choosing a cared-for used boat. Most will have had any initial faults rectified and are likely to come with all the necessary cruising kit. The downside is not knowing how well she’s been maintained. Depending on age, essentials such as the rig and engine could require expensive replacement.

Privately owned boats under five years old tend to be well shaken down, but not worn to the point of imminent repair. Older boats might well have gone through the first wear/replacement stage and have new sails, rigging and engine.

Most equipment, especially engines, lasts longer if the boat is used regularly. The exception is with charter boats, where everything will be well worn.

A charter yacht will endure ten times the wear and tear of a private one, despite being regularly maintained. Never buy an ex-charter yacht without getting a thorough, detailed survey.

Buying a yacht new

Before buying a new boat bear in mind you’ll need considerable additional kit that’s not included. Don’t get carried away with the options list while forgetting equipment essentials. A good guide is to allow a further 15-20% of the list price to fully equip her for cruising.

It’s also worth noting that the price displayed at a boat show may exclude delivery and commissioning, which can add another chunk to the bottom line.

When you find a boat that ticks all your boxes, go somewhere quiet and add up the real cost including any ‘essential’ options. If there’s anything left in your budget, tick off any ‘luxury’ items you’d like in order of preference, until the pot is empty. You might prefer to opt for a slightly smaller boat but equip it to a higher standard.

A word of warning: if you buy the biggest boat you can afford with the intention of adding goodies later, it will almost always cost considerably more than having them fitted at the factory or during commissioning.

No matter how much you like a boat, always engage a professional marine surveyor. Photo: Graham Snook

Buying a yacht used

Never make an offer on a boat before seeing it. Even if you’re not an expert it’s worth looking for obvious things before engaging a surveyor. Check for hull cracking, gelcoat blisters, evidence of collisions, squashy decks, dodgy wiring, damaged sails, water in the bilges, seized pumps and so on. If the boat is untidy and uncared for it’s likely to have been neglected in its previous life.

Get an idea of the value of that type of boat in basic form by checking prices of similar craft online. If they range from £20-£35,000, for example, start with the lower figure and add on the value of any extra equipment. For instance, if she has new sails, raise the base ‘value’ by £2,000. For a new engine, add £3,000, and so on. When you reach a figure you think is about right, offer the vendor 20% less and see what happens.

Always make your offer subject to survey, then if problems are discovered you can reduce your offer by the cost of any remedial work required. Once a deal is agreed, if she’s out of the water, retain 10% until she is launched and the powertrain is tested.

How well will the boat reverse and manoeuvre in tight marina spaces?

The test sail

I would never buy any boat without first taking it for a test sail unless it’s dirt cheap. Some sellers won’t want the hassle, but if she’s had a good survey and you’re really keen the owner should realise this and go along with it. If ashore, the launch/retrieval costs will be yours, as will the surveyor’s bill. If you agree to purchase immediately after the test sail you might not need to crane her back out again.

If buying new the broker should have a demonstrator in the water for you to sail. It might not be equipped to your specification, but it’ll be the same model.

If you’re new to sailing, take an experienced friend or surveyor along if possible. Take your family or your partner along too, to get their opinions.

From the moment you step on board keep your senses alert. How easy is it to get on board from the pontoon? How much does the boat tip over with your weight on the sidedeck? How easy is it to walk around the decks without tripping?

Take a camera and notebook and jot down anything you’re not sure about so you can double-check it later.

Checking the engine

The first thing to test is the engine. If it’s a used boat then pull the dipstick before starting it to check the colour of the oil – any whiteness could be water and is a sign of a problem. Make sure the preheat works and that it starts easily. Marine diesels often smoke a bit at first but should clear once the engine has warmed up. Check the exhaust to ensure it’s emitting a steady stream of water.

Try some simple manoeuvres ahead and astern to get the feel of how she handles under power. Some will have noticeable prop wash, especially those with a fixed-blade propeller, but you can often use this to your advantage once you know how strong and in which direction it acts.

Once on the move go up through the revs just to check there are no flat spots and that she revs to the correct level. Few skippers ever use full revs but it’s a good indicator that all’s well with the engine, transmission and prop. Return to cruising revs and go below to hear how much noise is evident, especially in the aft cabin.

Check the condition of the sails closely, especially along the seams

Inspecting the rig

Ask the owner to show you where all the sail controls are, don’t just let them sail you around. Helping to hoist sail will show how easy or difficult it is and make handling or gear problems obvious. If it’s hard to hoist a halyard, ask why. The solution might be simple (often a lack of maintenance in a used boat), but it need not be insurmountable.

Check the headsail furler if it has one, by unfurling and refurling it. If it’s stiff to furl, check the swivels for wear. It could simply be poor maintenance, or it might be something more serious like halyard wrap or failed bearings.

Once the sails are hoisted give them a good inspection, particularly along the seams and around the clew, tack and reefing cringles (metal grommets for control lines).

Laminate sails, such as these FibrePath Enduro sails from Ullman, utilise the boat’s pointing ability and rig controls. Photo: Richard Langdon

Once you’re sailing, ask to take the helm or have your experienced mate take over. You’re looking to see how well balanced she is (assuming the sails are trimmed correctly), and how reactive the steering is.

Ideally, the helm ‘feel’ should be light but positive. It should feel like you’re just there to change direction if needed, not to keep permanent pressure on to hold her on course.

If the steering is noticeably heavy, you have too much sail up or they’re not trimmed correctly, but it’s worth asking the owner or the rep about it.

All points of sail

Put in a few tacks to see how quickly she comes around and how well the deck gear functions. Try her on every point of sail – close-hauled, reaching and running, to see what she’s capable of and if she has any particular foibles.

Depending on the sea conditions, see how she handles with a bit too much sail up and if possible how she copes in strong gusts. Then find out how easy it is to put a reef in.

Check the navigation instruments are all functioning as they should and, if it’s a particularly complicated system, ask the owner or the rep to go through all the nav instruments with you. Finally, hand the controls over to someone else and go below to see what it’s like under sail. Take note of steps, grab handles or bars and fiddles, and then simulate going to the loo, preparing a meal, lying in a berth or plotting a fix at the chart table.

For ocean sailing a yacht with a longer keel is best for comfort in heavy seas

Buying a long keel yacht

The extra drag created by their large wetted area makes them relatively slow compared to more modern designs, but they provide a comfortable ride in heavy seas, with the fullness of the keel limiting leeway and helping to keep the boat on a straight course downwind with little or no adjustment to the helm. Popular for ocean cruising but poor at manoeuvring under power in tight marinas.

A fin keel should make a boat faster and more agile

Buying a fin keel yacht

Cutting away the forefoot of a long keel reduces the hull’s resistance to tacking and manoeuvring, while also lessening hydrodynamic drag and thereby increasing speed. Many have ballast bulbs at the bottom to lower the yacht’s centre of gravity (CoG). The resulting short, deep keel makes a boat much more agile.

An obvious advantage of a twin keel is its ability to take the ground

Buying a twin keel yacht

Also called bilge keels they provide low draught for shallow water cruising and allow a yacht to take the ground upright without supporting legs. One drawback is increased leeway when sailing hard on the wind, due to the reduced wetted surface, and a propensity to heel more readily, due to the higher CoG. Often kept on drying moorings which can put the keel/hull joint under repeated pressure, so check for GRP cracks.

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America’s Top 10 Beaches, New Luxury Cruise Ships And More Travel News

Plus, exotic destinations to watch the total solar eclipse, the best shoulder season deals, and a hotel with its own tattoo parlor.

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7 Great Destinations for Shoulder Season

T he travel industry considers the months following the peak winter and summer periods as “shoulder season.” (If you think of high season as the head, the months on either side are the shoulders. Just go with the metaphor.) And it has long been considered among the best times to get away as crowds are thinner and the rates are lower. From Macchu Pichu to Morocco, here are seven great destinations for shoulder season.

The Year’s Most Anticipated Cruise Ships

The editors of Forbes Travel Guide don’t just scour the world for luxury hotel openings—they also look for new ocean cruises. Among the new cruise ships launching in 2024 are the second vessel from the Ritz-Carlton Yacht Collection (which can accommodate 448 passengers in 224 suites) and the Queen Anne, which will feature Cunard’s first female captain.

America’s 10 Best Beaches 2024

With spring less than a week away, it’s not too early to start thinking about summer getaways—and that often means beach vacations. TripAdvisor recently ranked the 10 best beaches in America and the top two—Ka'anapali Beach in Maui and Siesta Beach in Florida were also named among the 10 best beaches in the world.

Looking for a special place to watch the total solar eclipse on April 8? From viewing the totality among elephants (in Oklahoma) to watching aboard a solar submarine (in Arkansas), here are 10 exotic destinations where you can view next month’s eclipse.

This Boutique Hotel Has Its Own Tattoo Parlor

Why stuff a plush bathrobe into your suitcase the next time you want a hotel memento when you can have something more permanent? At New York’s Untitled at 3 Freeman Alley, guests can commemorate a stay with some new ink at the hotel’s in-house tattoo parlor . “I had not heard of another hotel with a tattoo parlor,” says Gadi Peleg, founder of GPG Hospitality, which manages the Lower East Side property, “and thought that, if ever there was a hotel that needed one, this was it.”

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• Beam 3.50 m
• Draft 0.95 m

• Length 7.05 m
• Beam 2.70 m

• Length 7.01 m
• Beam 2.59 m

• Length 5.81 m
• Beam 2.26 m

• Length 16.20 m
• Beam 7.00 m
• Draft 1.20 m

• Length 9.44 m

• Length 14.00 m
• Beam 4.80 m
• Draft 1.10 m

• Length 9.99 m

• Length 11.88 m

• Length 9.60 m
• Beam 3.05 m
• Draft 1.45 m

• Length 8.60 m
• Draft 0.50 m

• Length 17.80 m
• Beam 4.90 m
• Draft 1.35 m

• Length 8.25 m
• Beam 2.97 m
• Draft 0.59 m

• Length 18.00 m
• Beam 5.80 m
• Draft 1.40 m

• Length 11.40 m
• Draft 0.80 m

• Length 12.30 m
• Beam 3.95 m

• Beam 4.50 m

• Length 16.00 m
• Draft 1.30 m

• Length 10.00 m
• Draft 0.89 m

• Beam 8.00 m

• Length 9.45 m
• Beam 3.30 m
• Draft 1.98 m

• Length 8.67 m

• Length 10.53 m

When planning to buy a yacht in Moscow , pay attention to the offers of 2yachts - we hope you will find a suitable option among current and profitable ads from direct sellers.

Sights of the Russian capital

On the territory of the largest city in Europe with a 9-century history, there are many interesting places and objects. Some of the best attractions of modern Moscow are:

• The Kremlin and Red Square, with which it is worth starting to get acquainted with the city;
• Arbat - the main tourist artery of Moscow;
• The business center of the city with skyscrapers is Moscow City with viewing platforms, including a 360-degree circular view of the capital;
• The Bolshoi Theater is one of the most significant in Russia and the world;
• Tretyakov Gallery with the world's largest collection of Russian painting;
• Ostankino TV Tower, the country's main television tower 540 m high with 2 viewing platforms - open type and glazed at different levels;
• St. Basil's Cathedral (Cathedral of the Protection of the Holy Virgin);
• The historical district of the capital is Kitay Gorod.

It is also worth visiting the river berths, beaches (in Rublevo, Strogino and Serebryany Bor) of the Moscow River, Kolomenskoye Museum-Reserve, Moskarium Oceanography Center, Novodevichy Convent, Moscow Planetarium, Darwin Museum, Zaryadye Natural Landscape Park and Exhibition of Achievements of National Economy (VDNH).

The best restaurants in Moscow: Pushkin, Balzi rossi, Wine & Crab, Osteria della Piazza Bianca, White Rabbit, Björn, Northerners, Beluga, Lavkalavka and others.

Yachting in Moscow

You can leave your yacht parked in Moscow at the pier of one of the many yacht clubs on the banks of the Moscow River and the Khimki Reservoir - for example, on the territory of the Yacht Port “Estate Port” with 36 berths for vessels up to 15 m long or in CHALET RIVER CLUB yacht club on the border with the Moscow region with 57 berths for vessels up to 17 m long and with a draft of up to 1.7 m. If you are interested in selling yachts in Moscow , we recommend that you use the services of one of the trusted yacht brokers in the region, for example - PRESTIGE YACHTS, ULTRABOATS, IY C or WEST NAUTICAL.

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Home sellers cut list prices amid higher mortgage rates as spring buying season begins

Updated on: March 15, 2024 / 10:09 AM EDT / CBS/AP

More homeowners eager to sell their home are lowering their initial asking price in a bid to entice prospective buyers as the spring homebuying season gets going.

Some 14.6% of U.S. homes listed for sale last month had their price lowered, according to Realtor.com. That's up from 13.2% a year earlier, the first annual increase since May. In January, the percentage of homes on the market with price reductions was 14.7%.

The share of home listings that have had their price lowered is running slightly higher than the monthly average on data going back to January 2017.

That trend bodes well for prospective homebuyers navigating a housing market that remains unaffordable for many Americans. A chronically low supply of homes for sale has kept pushing home prices higher overall even as U.S. home sales slumped the past two years.

Home prices last year rose an average of 6.7% in the country's 20 biggest metro areas, according to the latest S&P CoreLogic Case-Shiller data. Across the nation as a whole, housing prices rose than 5% over the last year. Driving the increase are higher mortgage rates, which makes homeowners reluctant to sell their properties given the elevated costs of finding a new place, coupled with a dearth of homes on the market.

"It's just a sort of toxic brew that means that people are not willing to sell houses, and the people who are actually looking for them don't have a lot of stock, or don't have a lot of affordable options," said Javier E. David, managing editor for business and markets at Axios, told CBS News in February.

Just in time for spring, however, prices are beginning to thaw.

"Sellers are cutting prices, but it just means we're seeing smaller price gains than we would otherwise have seen," said Danielle Hale, chief economist at Realtor.com.

The pickup in the share of home listings with price cuts is a sign the housing market is shifting back toward a more balanced dynamic between buyers and sellers. Rock-bottom mortgage rates in the first two years of the pandemic armed homebuyers with more purchasing power, which fueled bidding wars, driving the median sale price for previously occupied U.S. homes 42% higher between 2020 and 2022.

"Essentially, the price reductions suggest far more normalcy in the housing market than we've seen over the last couple of years," Hale said.

The share of properties that had their listing price lowered peaked in October 2018 at 21.7%. It got nearly as high as that — 21.5% — in October 2022.

Last year, the percentage of home listings that had their asking price lowered jumped to 18.9% in October, as the average rate on a 30-year mortgage surged to a 23-year high of 7.79%, according to Freddie Mac.

Mortgage rates eased in December amid expectations that inflation has cooled enough for the Federal Reserve begin cutting its key short term rate as soon as this spring. Those expectations were dampened following stronger-than-expected reports on inflation and the economy this year, which led to a rise in mortgage rates through most of February.

That's put pressure on sellers to scale back their asking price in order to "meet buyers where they are," Hale said.

That pressure could ease if, as many economists expect, mortgage rates decline this year.

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States Dig Into Homeowners Insurance and Why It’s Hard to Buy

State regulators asked more than 400 companies for data on their homeowners insurance businesses. The inquiry comes at a moment when severe weather is increasing risk.

By Emily Flitter and Christopher Flavelle

State regulators around the country asked hundreds of insurance companies on Friday to provide the details of how they price and structure their homeowner policies, part of an attempt to dig into why many property owners are struggling to get and keep coverage.

The National Association of Insurance Commissioners, the group representing the regulators, said that state agencies wrote to more than 400 companies asking them for detailed data on their homeowners’ insurance businesses. The companies’ responses are due by early June, and they must comply or risk fines.

The association’s president, Andrew N. Mais, who is Connecticut’s insurance commissioner, said in a statement on the group’s website that the request was made to “address the critical challenge of the affordability and availability of homeowners’ insurance and the financial health of insurance companies.”

Inflation and increasingly severe weather driven by climate change have recently upended many local markets for homeowners insurance. Some major insurers have pulled out of states including Florida and California. In those places, and in others hit hard by catastrophic events like windstorms and wildfires, some homeowners have slashed their coverage to deal with the rising costs of insurance.

“The most pressing need at this time is to help communities adapt to climate-related risks and make sure they are adequately insured against events that can’t be prevented,” said Mark Friedlander, a spokesman for the insurance industry trade group, the Insurance Information Institute.

Some of the data will be shared with the Treasury Department’s Federal Insurance Office, which is looking into climate change’s effects on the insurance industry. Mr. Friedlander said it could help the federal government create policies to protect property owners in high-risk areas of the country.

The request is state insurance regulators’ broadest response yet to big changes in homeowners insurance markets. Each company is being asked to give specific information about the kinds of coverage it offers in different ZIP codes and the recent history of its claims payouts in those areas. The insurers will have to share information about the size of their customers’ deductibles and the opportunities for discounts that customers can get by fixing or upgrading parts of their homes.

The regulators expect to be able to use the data to create a clear and detailed picture of about 80 percent of all homeowners’ plans as measured by total insurance premiums, according to the announcement on Friday.

The Consumer Federation of America, the Center for Economic Justice and Public Citizen, three groups focused on helping consumers get affordable insurance coverage, said in a joint statement on Friday that the move was long overdue.

“Unlike regulators for other financial services, state insurance regulators have refused for decades” to collect the granular information on auto and home insurance that is needed to evaluate the market for consumers, the statement said.

The consumer groups also said that since the regulators asked for data on insurers’ plans only for individual homeowners, they risked missing out on some crucial information from policies issued to condo and co-op associations and to affordable housing developers.

Emily Flitter writes about finance and how it impacts society. More about Emily Flitter

Christopher Flavelle is a Times reporter who writes about how the United States is trying to adapt to the effects of climate change. More about Christopher Flavelle