13 Best Liveaboard Sailboats (under 30 & 50 ft)

Choosing a boat to live on is a big deal — something you definitely want to get right. There are plenty of options to pick from, which can make the choosing process a bit daunting. So to help you navigate those deep waters (no pun intended), here is an article summarizing the 13 best liveaboard sailboats under 30 and 50 feet.

liveaboard yacht

So what are the 13 best liveaboard sailboats?

Catalina 30, pacific seacraft flicka 20, nonsuch ultra 30, aventura 34, island packet 35, peterson 44, prout snowgoose 37, gulfstar 44, beneteau oceanis 50.

Beautiful lineup, isn't it? Let me explain what makes these so special.

Picking the Right One Matters

Picking a liveaboard sailboat belongs among those kinds of decisions that require months, if not years of research and testing.

It is not like choosing a car - those are more or less the same, and although they vary widely in terms of comfort, feeling, and performance, rarely you would encounter one that wouldn't get you from point A to B reasonably.

The same goes for a house or an apartment. Regardless of if you get a 200 square foot condo or a 30,000 square feet mansion, it will most of the time provide a warm shelter with a shower and a kitchen and a bed, fulfilling its basic functions.

But this is only the case because there is extensive infrastructure in place helping cars and houses. A car can only get you from A to B thanks to roads. A house can only have a shower and a kitchen if it is connected to a grid.

But on a boat, you are on your own.

liveaboard yacht

The sea doesn't adjust its waves for your comfort. If something breaks, there is usually not a repair shop nearby. You aren't always connected to water or electricity. And if you don't like what you see around yourself, it's not like you can just leave.

So a liveaboard boat needs to provide what a house does, what a vehicle does, and more, plus it needs to provide this regardless of if you are docked in a marina or in the middle of the Pacific Ocean. That is a lot to ask, especially if we are talking about boats around 30 or 50 feet.

Fortunately, every single boat on this list is an all-star that ticks all the right boxes. Let's see why.

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I know, I hear you, it isn't exciting enough as it doesn't perform that well. Sure. But we are talking about a boat that is supposed to be a house too. So why is it on the list?

This boat has been in production since 1975, which means that it has been extraordinarily well-refined according to the suggestions of thousands of owners. And this manufacturer is known for listening to the sailors' feedback. It is a very popular model, so finding spare parts for it will always be easy. Its famous well thought through the salon, and cabin layout is generous and spacious, so Catalinas are comfortable boats to live on. Plus, the boat has quite a wide beam, great ballast/displacement ratio as well as low sail area/displacement ratio, making it a stiff boat under sail, which adds to stability and comfort.

Good condition MkIII Catalinas can be found for about $35,000, but given the volume of these on the market, you can find a usable one even for around $15,000.

This one is a hero. I'd be hesitant to call such a small boat a comfortable liveaboard if it wasn't for this model. For its size, the interior is very spacious. It is also made for comfort since it seems to be inspired by the aforementioned Catalina 30. In fact, after reading some reviews, I am confident in saying that you will not find a significantly more comfortable 27 footer out there.

It also has a talent very uncommon for liveaboard boats - you can put it on a trailer, which can make your life easier when it comes to certain trips. But most importantly, it is a beauty. Just look at it.

Pricing this boat is a tricky task. You can buy nearly new ones (2015) for around $140,000, but even for $50,000, you can stumble upon models from both the 80s and the 2000s. This means the condition is a big factor, and you gotta inspect your choice well. The good news is that whatever your price in that range, you will find a boat for that money. The bad news is that the cheaper you go, the more effort will the potential repairs take.

I thought the Nor'Sea 27 is gonna be it, but let's push the size limit even more with the 20 foot Flicka, this tiny, towable, but seaworthy beast that accomplished several circumnavigations. Upon entering, you will be amazed at how spacious and equipped with amenities the interior is. Its designer lived on this boat with his partner (who too was a naval architect) for years and cruised all around the world - and what a proof of confidence in his own design that is.

Truth be told, there is a lack of deck space, but underneath it has the comfort and size of a boat a few meters larger, a space you can comfortably live in. Due to its size, it is easy to operate, tow, and sails better than what you would expect from a boat this length.

This boat is incredibly charming, and so its owners rarely sell it. In fact, it has amassed quite a following since it was designed into existence. So expect to spend quite some time searching for one for sale. Once you do find one, it will cost you around $30,000 - $40,000.

This one's a weird one. But because of it, a very spacious one. It is structured as a catboat, that is, with the mast being all the way on the front of the boat, which makes for impressive space below the deck. It has all the necessary amenities, including a shower, so for the liveaboard lifestyle, this boat definitely deserves to make this list.

The single sail catboat design also means it is easy to handle single-handed, which makes for great solitary passages.

Expect to pay around $40,000 to $60,000 for this one.

Though I am trying to keep this list in lower price ranges, I have to put this one in. If you don't mind the price tag of around $170,000, this boat is marketed as the currently cheapest liveaboard catamaran. As previously mentioned, cats offer the most in terms of space, and this model is a brand new one. Thus when it comes to service troubles and costs, you wouldn't pay much. The look is modern, relatively minimalistic and sleek, so for those of you who would like to give the liveaboard lifestyle a go but get cold feet upon seeing boats from the 80s, this is a way to make sure things remain stylish.

The modernity, space, and attention to practicality when it comes to using this as your home, make this a great entry-level liveaboard choice.

Again, this is no performance vehicle. Rather it focuses on the usual cruiser aspects - space, stability, sturdiness, and convenience, which makes it an ideal candidate for your choice when looking for a new floating home. Aside from the spacious interior, this boat also has an unusually large cockpit, great for those lunches on the deck.

As if the designers knew this might be used by the liveaboard people, this boat is easy to handle, which means even under sail, you won't have issues focusing on what you came for in the first place - sea living.

This boat can be found on the market for around $75,000 - $100,000.

The great thing about the Hunter 33 is that it was designed as more of a house than a sailboat. The attention to accommodation details is great here; there is plenty of space for sleeping the owners as well as the occasional visitors, it has a fantastic headroom throughout the boat and one of the most spacious and comfortable dining spaces seen on boats this size.

Food preparation and consumption was probably high on the priority list of the makers; the kitchen has an L shape, which adds to the convenience.

The price spread on these is quite large, with the bottom around $55,000 for the 2004 models and the top around $95,000 for the 2013 models.

This one is for those who don't mind sacrificing luxury for space. If in the middle of the ocean, it makes sense that one would want as much of usable space as possible, so if you are okay with the simplicity that will inevitably come with a system like this, you have found your match.

An undeniable advantage of such a design approach is that the storage space is maximized. Long passages with the need for plenty of room for equipment and provisions won't be a problem here. The simplicity of this boat is not just in terms of design, but even the electrics and plumbing. Thus if something breaks, you will have an easier time fixing it.

This being an older model, you can get your hands on one for around $30,000.

Since we are mostly looking at cheaper boats here, most of them aren't new - in fact, they likely have quite a few years behind them. The build quality is thus important. You want to go for builds that will last. Peterson is known for this, so it's gotta be on the list. As far as this list goes, it is quite a large boat. Moreover, it is one that has been built with spaciousness in mind, both when it comes to living spaces and storage.

A neat thing about this boat is its attention to performance. It isn't a racer; rather, it fits in the performance cruiser category, but they haven't made too many speed-related compromises here.

Peterson 44 can usually be found for $80,000 - $100,000.

There needs to be a catamaran on this list - they are, by definition, more spacious than monohulls, providing a large living area, which is, of course, an attractive characteristic for a liveaboard boat. Especially if they have a solid bridge deck, creating yet more square feet of usable space, which Snowgoose has. Unfortunately, they tend to be costly. While it is easy to recommend a bunch of half a million dollar cats, to make this list more within reach of the average sailor, I've found this beauty that you can get for around $100,000.

Aside from the extra space, this model is a true bluewater cruiser, meaning you won't be limited by its abilities when planning your journeys.

Those of you who had the pleasure of sailing this boat know why it needs to be here. It was built for a liveaboard lifestyle. Its wide body makes for one spacious interior which is well ventilated, (a very important aspect) with a beautiful galley and it has a large aft cabin with a huge bed. It was made with comfort, practicality, and convenience in mind.

Not to sound like a salesman, but believe me when I say this boat is a genuine pleasure to be on. If you want the homey feeling, you don't get much closer than this in this size range.

Expect to pay around $80,000 - $100,000 for this one, though some digging around and 'fixing her up' can knock this number down significantly.

This is another easy choice, space being the reason. Not only does it have an extra-large main cabin and salon with a kitchen, many small Parisian apartments could envy, but it is also very generous in terms of storage space. Stocking up for longer crossings will be a pleasure on this one.

Also, it was built as a racer-cruiser, so you won't be making many compromises in terms of performance, as is often the case with comfortable boats.

All of this comes for a price, though. You might be able to find one for around $100,000 if you put some time into your search and won't mind a bit of travel to see it, but otherwise, the average price is around $130,000.

Let's end this list by stretching the ceiling too with this fifty-footer. It was designed as a holiday cruiser, and it is a popular choice among charter companies. The designers know that there are places in Europe where it is very easy to get a sailing license, so many inexperienced people who don't want to give up the comforts of their home end up on these boats. Oceanis 50 is thus comfortable, spacious, easy to sail, and the attention to accommodation details, amenities, and practicality, is very high.

As such, it is designed to house whole families, so if you live there as a couple, you will have a floating house for yourself, and if kids come, no need to buy a new boat. Even on the deck, this boat is designed for pleasure cruises, so as far as that goes, you will be taken care of. As far as their seaworthiness goes, some consider Beneteau an entry-level holiday brand, and some models are indeed more designed for coastal hopping than large crossings. But that can be fixed with some proper fitting.

If you fancy a new one, you will find yourself paying above the $500,000 mark, but older models start a bit above $100,000. Which is something a person who just sold all their possessions to escape to the sea is more likely to have. Just be a bit careful with boats sold by charter companies. Their previous owners serviced them regularly, but you can be sure the hundreds of sailors that touched the helm weren't necessarily skilled or kind to them.

So there you have it. $15,000 - $50,0000 range, 20 - 50-foot sizes, from cozy towable boats to large sailing houses. A range anybody can choose from to pursue the liveaboard dream. Nothing is stopping you now, so hit the yachtworld.com website and start browsing.

Know though that if you really want to take advantage of the boat market, you might have to travel quite a bit. If you are an American, the strong dollar will make it enticing to look for a boat in European countries without the EUR currency. Or you might find plenty of cheap models in Turkey, for instance. It requires more effort, but in return, it might save you tens of thousands of dollars.

Fair winds!

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5 Best Liveaboard Boats

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Table of Contents

Want to live aboard a boat? Maybe you’re looking for more affordable waterfront living, or an alternative lifestyle – either way – living on a boat has many rewards. That said, choosing the right boat will make all the difference to your happiness. Before you commit, consider these five best liveaboard boats : 

  • Motor yachts and cabin cruisers 
  • Trawlers 
  • Sailboats 
  • Catamarans 
  • Houseboats 

  Find Live Abroad Boats ready for rent here

Motor yachts and Cabin Cruisers

Motor Yachts and Cabin Cruisers

Motor yachts is a broad term that encompasses large(ish) motorboats with accommodations like a bed (sleeping cabin), a head (bathroom), and a galley (kitchen). These boats can be quite large such as an Absolute 50 with a flybridge that provides extra space for outdoor recreation/entertainment, like the backyard of a house. 

Models like these usually have three cabins and two heads to accommodate an entire family. Of course, big boats come with big price tags and lots of maintenance needs, so you may not save much over living in a condo. 

Consider how much space you need and check out some best liveaboard boats under 40 feet. Cabin cruisers like the Cutwater 32 are great choices. This boat has one cabin as well as a galley and lounge area (living room) with large windows that bring in lots of natural light and air. 

The twin outboard engines can transport your home to new surroundings in the blink of an eye. Best of all, boats under 40 feet may save you a million dollars (literally) over large motor yachts and provide many of the same amenities. 

2. Trawlers  

Trawler Liveaboard boat

Trawlers are a great option because they are built with the liveaboard lifestyle in mind. They’re typically slower boats designed for long-distance cruising, and they come in many sizes from a large Nordhavn 60 built for tough ocean conditions to a more compact Beneteau Swift 35 that’s ideal for coastal cruising. 

Most trawlers have good liveaboard layouts and will travel at speeds 8-10 knots, where they offer good fuel consumption , which is important with high diesel prices. 

Pro Tip: Not all trawlers are slow – the French Swift series is designed to run at planning as well as trawling speeds, so you get the best of both. 

READ MORE: Don’t Ignore Your Bucket List: Great Loop  

3. Sailboats

liveaboard sailboat

Perhaps you’re contemplating living aboard in preparation for long-distance cruising under sail. Sailboats come in all sizes, just like motor yachts, but they’re usually narrower, and most of the living aboard happens lower down in the boat, so they’re not as airy and light. 

On the plus side, because space is more premium, sailboat design is very efficient, so you can pile a lot into a sailboat and still have room for sailing necessities. 

Looking for a compact sailboat? Consider the Jeanneau Sun Odyssey 380 with two or three cabins in just 38 feet. For something a bit roomier, check out the new Hanse 510 . This massive model can be spec’d with up to five cabins and even has a tender garage. 

The great thing about sailboats is that you can travel long distances when you want to change your neighborhood entirely – and with little money spent on fuel. 

4. Catamarans

liveaboard catamaran

Catamarans are boats with twin hulls and they can be both power and sail models. They have many advantages including more room aboard than the same-length monohulls with better cabin privacy and more system redundancy for backup options. 

They’re more stable both in motion and at anchor (dock) so they produce less seasickness and are more comfortable in a rolly anchorage at night. They’re roomy platforms for kids as well as older folks but due to their beam (width), it’s harder to find a slip for them in a marina. 

Sailing cat models come in various sizes and prices. Production boats like the Fountaine Pajot Isla 40 and the Excess 11 are both around 40 feet but feel much bigger than a monohull sailboat of equal length. 

Many cats come in an “owners’ version” where one entire hull is dedicated to the master suite which is like a bedroom at home. Models like these start around $500,000 but upmarket, carbon fiber, semi-custom designs like the HH55 will set you back multiple millions.

Powercats are growing in popularity and offer the same amenities as their sailing counterparts, except they have bigger engines to travel at much greater speeds. Powers can be on the smaller side, like the 32-foot Aspen C100, or quite sizeable, like the Aquila 54. Cats tend to be more expensive to purchase and to own since there are two of just about everything to maintain. 

5. Houseboats

liveaboard houseboats

If you want to live aboard but have little interest in being mobile, you may consider a houseboat. These boats usually maximize living space and are shaped more like houses than boats. Household-sized amenities, including side-by-side refrigerators, massive sofas, and large TVs can be had.

Because they don’t require much technical gear like engines, electronics, and advanced power systems, houseboats can be quite affordable and can make the best liveaboard boats under $100k. 

A few companies build houseboats like Eco-Sea Cottages, but many will be one-off and home-built designs. Although these boats don’t move (much), they must still have a solid floating foundation to be safe, and only some marinas will allow them to dock there.

One more thing to consider

There are no hard rules as to what makes a great liveaboard boat! You just have to find one that suits you and your budget. Read our Living on a Boat post for more insight, and be sure to browse through Boatsetter to find the perfect liveaboard boat. 

About Boatsetter 

Boatsetter is a unique boat-sharing platform that gives everyone — whether you own a boat or yyou’rejust renting — the chance to experience life on the water. You can list a boat , book a boat , or make money as a captain .  

List. Rent. Earn— Only at Boatsetter

Zuzana-Prochazka

Zuzana Prochazka is an award-winning freelance journalist and photographer with regular contributions to more than a dozen sailing and powerboating magazines and online publications including Southern Boating, SEA, Latitudes & Attitudes and SAIL. She is SAIL magazines Charter Editor and the Executive Director of Boating Writers International. Zuzana serves as judge for SAIL’s Best Boats awards and for Europe’s Best of Boats in Berlin. 

A USCG 100 Ton Master, Zuzana founded and manages a flotilla charter organization called Zescapes that takes guests adventure sailing at destinations worldwide. 

Zuzana has lived in Europe, Africa and the United States and has traveled extensively in South America, the islands of the South Pacific and Mexico. 

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How to live aboard a yacht for years at a time

Helen Fretter

  • Helen Fretter
  • April 24, 2023

What if one or two years of adventure just isn’t enough? Meet the cruisers who’ve been on board for a decade or more, and find out how to make long-haul cruising work for you

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“I probably wouldn’t even recognise the person that I was when I first started,” admits Brian Trautman, skipper of the Amel Super Maramu Delos (and eponymous YouTube channel ). In 2009 Trautman cast off his life in corporate America, hustling to make his own tech business a success, and set off on what he thought would be an 18-month-long cruising adventure. Fourteen years later he’s still sailing the world on Delos , now with his wife and young daughter. But if you have no idea where the future will take you, how can you plan to keep your cruising options open?

We spoke to cruisers who have spent between eight and 40-plus years cruising and living aboard. Some set out with a rough deadline, others had no stopping point in mind, but the common theme is that all were able to keep their plans flexible and had made the life changes necessary to stay afloat.

“When Jill and I moved aboard our 1984 Grand Soleil 39 Yahtzee in Seattle in 2012, we had no time frame,” explains Andy Cross. “It was, and still is, open ended with the caveat that if the lifestyle isn’t working for one of us we’d reassess and make changes. We always intended for the boat to be our home, not just for cruising, and it wasn’t a ‘one, two or three years and we’re done’ plan.

“We both had jobs, but we weren’t tied down to the trappings of a house and cars, so it was relatively straightforward moving aboard, beginning to learn the boat, and starting a family. Our goal was to take it slow, not sail to a schedule too often, and hopefully share the dream with our children. I’m happy to say, we’re still doing that over 10 years later.”

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Brian Trautman’s 14-year sailing adventure aboard SV Delos has grown to include a family and a livelihood

Trautman initially thought his cruising adventure would be for less than two years, having sold all his possessions and taken out a mortgage to pay for the boat.

“When I left, the time frame was 18 months. The reason is when I ran my budget and my monthly expenditures, I only had enough money for 18 months. So my plan was to just go, get somewhere cool – my intention was to try and make it to New Zealand – and then figure something else out.

“I didn’t know if I was going to stop and work when I got there, or if I was going to leave the boat and fly home. Or if I was going to sell the boat and go back to work. All I knew was that I was going to go now and figure out the rest at some later point.

“I ended up stretching that 18-month budget to about two and a half years getting from Seattle to Australia. When I stopped in Australia, we hauled Delos out of the water for about a year. I actually did remote consulting while living in Melbourne to make money for the next cruising season because after having had that taste, I knew there was no way I could stop then.”

Like Trautman, Ginger and Peter Niemann dipped back into ‘real life’ after their first major adventure – a four-year, 50,000-mile circumnavigation west-about from Seattle aboard their 47ft sloop Marcy , including rounding both the Cape of Good Hope and Cape Horn .

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The SV Devos family onboard

“When we moved aboard we had the idea to live aboard ‘as long as it was fun’, to quote Lin and Larry Pardey,” explains Peter. “It was certainly fun for a circumnavigation , but when we returned to home port four years after departure we were out of cruising funds. We rejoined the working world while living aboard.

“I assumed that was the end of our life afloat, and asked Ginger if we should put the boat up for sale upon our autumn return or wait until spring when the market might be better? ‘Heck no, we are just getting good at this!’ she answered, ‘But maybe we should get a boat you can stand up in!’ And so we lived aboard, swapped boats and worked until the cruising budget was restored a couple of years later, and set off again.”

Ages and stages

Long-term cruising looks different at different life stages. The Cross family always planned to sail through their boys’ childhoods, but are flexible as to how long they spend afloat at any one time.

“Every year is different. Some years, we’ve been on Yahtzee almost exclusively, other years we’ve taken off a few months at a time. This has worked well for us because we’ve planned the time away around northern winters or hurricane seasons in the south – times when we might not be cruising much anyway.

“We want our boys to know and be a part of their grandparents, aunts and uncles, cousins, and friends’ lives, which has meant taking breaks off the boat to spend time with everyone. Then, we return to Yahtzee excited, rejuvenated and ready to continue the adventure. Our ability to balance life ashore and cruising is one of the main reasons I think we’re still happy with the lifestyle of living on a boat.”

In the 14 years since he first sailed away with Delos , Trautman’s life has gone through huge changes. “I’ve found the love of my life, gotten married, sailed with my family, sailed with tons of friends, we’ve had a child on board,” he reflects.

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SV Devos under sail

“When I first started cruising, I was absolutely in the frame of mind that I would spend 100% of my time on the boat. And as time has gone on, I’ve actually seen the value in taking time off the boat, because you don’t really understand how good something is until you take yourself away from it. So when we start to get a little edgy or a little like, ‘Oh man it’s another beach, but I don’t want to go to the beach today!’ then we know that it’s time to take a break.

“So at least once a year now, we’ll put the boat in a marina or yard, and we go back and visit our family for a few months. It’s even more important now that we have Sierra, because she’s three and a half, and I want her to know her Swedish heritage.

“But obviously, we fund our lifestyle through sailing and making YouTube videos. So if we’re not sailing and making videos, then we’re not making money.”

Some cruisers report that as they get older they find themselves spending more time ashore. After a second demanding circumnavigation, the Niemanns are shifting their sailing style. “We are just now entering a new phase of cruising plans,” says Peter, “We aren’t getting any younger, and recognise that at some point in time the stresses of voyaging will be more than we can easily handle. So for now we plan to enjoy exploring a smaller area in more detail.”

“The major life change was: cruising,” says Janneke Kuysters, who has been cruising with her husband Wietze on their steel-hulled Bruce Roberts design Anna Caroline for eight years. “After that, we haven’t had any major changes in our lives, apart from growing older and the repercussions of that re. strength and agility. In our minds we’re still 25, but the bones say different!”

liveaboard yacht

Andy and Jill Cross try not to sail to a schedule but still spend a lot of time aboard Yahtzee 12 years after first setting out on their adventure

Both the Niemanns and Janneke and Wietze admit, however, that they don’t necessarily find being ashore more restful. “We have always needed to get back to the boat to regroup. Afloat is our comfort zone,” says Peter Niemann.

“We would typically fly to the Netherlands every two years for about three weeks, but the boat is our home, so that is where we feel happy and comfortable,” says Janneke.

For Janneke and Wietze, time ashore is instead spent exploring new countries. “For instance: we left the boat in Valdivia, Chile, for five months to go backpacking all over South America. In Australia, New Zealand and South Africa we have rented or bought a campervan to travel inland for weeks or months on end.”

Power of knowledge

‘To cruise is to learn,’ wrote Lin Pardey in The Self Sufficient Sailor , and with experience comes confidence. Many cruisers who have sustained their adventures for decades began their adventures relatively cautiously, building the skills that would then enable them to take on longer passages or explore more remote areas.

“When we were in our mid-30s, we sailed the Atlantic circuit with our 31-footer. This was a test year, meant to find out what it was all about and to gather information,” recalls Janneke. They then bought Anna Caroline “with all the knowledge we had gathered in mind”, and began an eight year circumnavigation – first sailing around Scotland, Ireland, Portugal and Spain before completing a transatlantic, then heading south to Brazil, Uruguay, Argentina, Antarctica and Patagonian Chile. They rounded Cape Horn, visited remote areas of the Pacific including Robinson Crusoe Island, Easter Island and French Polynesia, then headed north to Alaska and British Columbia.

liveaboard yacht

The Cross family moored up

Cruisers often report that ocean crossings become progressively easier, and both faster and with less damage sustained, over the years. Much of that is down to the added knowledge they’ve gained, which feeds into making better decisions when it comes to sail selection, interpreting weather forecasts and predicting sea state, and knowing how their boat – and each other – fares in different conditions.

Also key is confidence in your own ability to handle any problems or fix any breakages when cruising more remote areas or for extended periods. Lin and Larry Pardey famously inspired many cruisers to cast off the lines with their advice to ‘Go small, go simple, go now’.

“I honestly feel that setting off cruising was a lot easier when we went because there was much less equipment that you added to your boat. So they were simpler machines, easier to take care of,” Lin Pardey says.

“I think that more people are put off cruising by the sheer hassle of fixing and having other people fix your boat, feeling like the budget is just being blown by mechanics and electricians.

“But it isn’t just keeping your boat simpler that matters, it’s being able to say, ‘Okay, I really don’t need that, so we’re not going to worry about fixing it right now’. It’s the ability to just do without it, if you can’t fix it. That’s a really important aspect of enjoying what you’re doing. I’ve seen people dream of sailing to the Tuamotus, but they get to the Marquesas with something broken and realise the only place they can fix it is Tahiti, so they just skip right through and miss the whole Tuamotus.

liveaboard yacht

Ginger and Peter Niemann’s first circumnavigation was a four year trip aboard their 47ft sloop Marcy

“For example, the watermaker: if you make sure you have enough water tankage and learn to be quite happy with just limited water for a period, you can fix it later.”

Over years of living aboard, most cruisers we spoke to have made substantial upgrades or modifications to their boats to enable them to take on more adventurous cruising. “We try not to anthropomorphise, but we really have the feeling that ‘we take care of her, and she takes care of us,” says Peter Niemann.

“Our boats evolve continuously: equipment is upgraded, worn items replaced, dodgers added. Specialised Arctic (ice poles, redundant heaters) or tropical/desert (awnings, fans) items are acquired, stowed and put into service as needed. The essential major change we made to both our boats was the addition of cockpit shelter.”

“Pretty much every system has been upgraded over time. We have new instruments, a new chartplotter , a lot of solar and wind. One of the huge improvements was the lithium batteries because that allowed us to get rid of propane. And so we can really extend our range because it’s a lot easier to get diesel fuel in any part of the world,” explains Brian Trautman.

“We’ve also really upped our game with the dinghy. Our dinghy now is aluminium, it’s a little bit heavier, but we love it. It has a big engine, so it’s our SUV, our family car, and we need that.”

liveaboard yacht

The Niemanns heading ashore

Pace yourself

When you have no fixed deadline, how do you plan? Most cruisers we spoke to sketch out ‘big picture’ plans determined by the seasons, but leave themselves the freedom to vary their route along the way.

“We typically plan about one season in advance, but we don’t plan in detail,” explains Trautman. “So right now, we’re planning our South Pacific season. And all we know is that we’re going to try and get to French Polynesia or the Marquesas from Mexico. We’re going to arrive sometime during April and then we have the next six or seven months to figure out what we’re going to do.

If it means we’re going to stay in French Polynesia for the cyclone season, or end up sailing west towards New Zealand for the cyclone season, we just don’t know.

“We just know we’re travelling generally westward best we can, and that’s often worked out for us. We pay attention to the big picture things: the hurricane season, cyclone season, when the good weather is, and we kind of make broad strokes to travel in that general direction.”

“Seasonally, we’ve set our plans to cruise more miles during summers in northern climates and then stopping or slowing down during the colder months of winter. It’s the exact opposite now in the tropics,” explains Andy Cross.

“Here we have hurricane seasons to contend with in the summer and fall, and insurance parameters dictate where the boat can be to continue coverage during named storms.”

liveaboard yacht

The Cross family making great cruising memories

Maintaining momentum is a tricky balance, and will be different for everyone. “What made it work for us is we went without serious plans and kept ourselves highly flexible, we went cruising to just really enjoy sailing,” explains Lin Pardey. “But the thing that really kept us from getting tired of it or frustrated by it was taking advantage whenever we met somebody who said ‘Our family is on this little island, you should go visit them.’ So instead of heading south with other cruisers, we’d turn and head to some island or other, and ended up with wonderful friends who introduced us to other friends. So it was that real unscheduled-ness that kept letting us have new adventures and go in different directions.”

Lin and Larry Pardey broke up their cruising routine, which saw them voyaging for some 47 years, with periods spent working and also treating themselves to short ‘holidays’ on land.

“What people don’t quite expect is that if you set off on a voyage around the world, the seasons push you on and it can leave you feeling tired,” says Lin.

“I’ve watched people sail from England to New Zealand over a year and a half period, because that works nicely with the seasons. But when they get here, they’re just tired of moving on. The fact that we had to work meant we didn’t feel we always had to keep moving on. Every year we’d stop for at least three or four months, to let us catch up with ourselves.”

Equally, long-distance cruising can be exhausting, and without a broad-brush plan it can be tempting to linger, cautions Janneke. “It takes (a lot of) effort to keep yourself and your boat going. You are in a strange environment all the time, change is a constant in this lifestyle. It’s easy to arrive somewhere and make it your home. Especially when you have an open-ended plan, it can be attractive to stay somewhere a little longer.

“But that has an impact on everything that follows: you can manoeuvre yourself in a situation where you have to stay somewhere much longer than expected, because of the weather. Beaten paths are there for a reason, and often this reason is the weather. If you decide to leave the beaten path, you need to be independent in making your own plans and time schedule.”

And, sometimes, it’s about knowing when to stop. “When it came to planning our voyage, we sat with a lot of people that had returned from a long trip. We found that there is a tipping point after about 8-10 years. When people stay out for more than that, it becomes less of a voyage and more of a way of life. We are project-minded people, so we needed the voyage to have a beginning and an end. So we left with a plan to stay out somewhere between six and nine years. It worked out to eight years.”

Go slow, stay loose

So how do you know which pace is right for you? “My advice would be go slow and keep it loose,” says Trautman. “Write your plans in the sand at low tide, and be okay with changing them.

“And just take time. You’re not out there to check items off of a list, in my opinion. There are some places where you’ll be okay with leaving after a couple of days, and there are some places you’ll really want a few more weeks just to enjoy. That could be a factor of the place, or it could also be a factor of your frame of mind after moving for so long. That’s all part of the lifestyle.”

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Best liveaboard boats: 4 of the best options for long-term cruising

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Our used boat expert Nick Burnham picks out four of the best liveaboard boats on the secondhand market right now.

One of the real joys of boating is the sheer diversity of it. Whatever you want to experience, whether it’s exhilaration, exploration, relaxation, escapism, social interaction or solitude, there’s a boating style and a boat type, specifically made for you.

And exactly the same is true for the ultimate boater’s fantasy – living aboard your floating home full time (it’s what we all dream of, right?).

So here to fulfil the fantasy are four great examples of vessels that could either take you and your family or friends around the world in a constant stream of adventures, or a more modest barge that would allow you to park up on a quiet stretch of the River Thames and enjoy a constant stream of G&Ts! Cheers!

best-liveaboard-boats-nordhavn-46-exterior

Nordhavn 46

Built: 1997 Price: £350,000

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The Nordhavn 46 is Genesis for Nordhavn and set the tone for pretty much every model that followed. Pacific Asian Enterprises was formed by Jim Leishman and Dan Streech in 1974, originally importing and selling a line of boats from Taiwan called Transpac.

In 1978 Jeff Leishman, Jim’s younger brother, joined PAE as a part-time employee whilst still at school. Jeff completed his studies in 1987, and received his naval architecture diploma from the Yacht Design Institute.

As part of his graduation requirement, he was asked to design a vessel of his choosing. That actual design became the Nordhavn 46 and an entire new genre was born.

best-liveaboard-boats-nordhavn-46-saloon

Saloon and galley are all on one level with stairs leading down to the owner’s cabin

Several layout options were tried in the early days, before settling down to the layout you see on this 1997 example, much of which echoes through to current models.

Designed for long-term living aboard, there’s a large saloon and galley on the main deck, with steps down to an owner’s cabin in the centre of the boat (reducing motion at sea to a minimum).

But another set of steps lead up to a proper separate wheelhouse , little-ship style. Steps forward from here drop you down to a separate guest cabin in the bow.

A wide side deck leads from the cockpit along the starboard side and up around the front of the wheelhouse in the form of a Portuguese bridge protected by a bulwark from the foredeck.

Follow it round and you’ll go back past the wheelhouse on the port side and up the stairs again to the boat deck above the saloon where the tender is stored.

best-liveaboard-boats-nordhavn-46-wheelhouse

The bridge deck is a few steps higher and further forward than the saloon

Performance

Nordhavns are all about range, which is why speeds are strictly limited to hull displacement speed rather than forcing more knots via a semi-displacement or planing hull.

Figure on about 8.5 knots flat out with 7.4 knots as the cruise speed, at which the 3,785 litre fuel tank should give about 2,500 miles of range.

There is a lot of boat under the water, with its full hull shape and long keel designed to help the boat plug on and on.

Nordhavn 46 specification

LOA: 45ft 9in (13.9m) Beam: 15ft 5in (4.7m) Draught: 5ft 0in (1.5m) Displacement: 20 tonnes Fuel capacity: 3,785 litres Engine: Lugger L668D 134Kw 180hp diesel engines Location: Hamble Contact: Nordhavn Europe

best-liveaboard-boats-aqualine-canterbury-62-exterior

Aqualine Canterbury 62×10 Widebeam

Built: 2019 Price: £182,950

Widebeam narrowboat sounds like the ultimate oxymoron, but it’s a term used to denote canal barges that are, well, wider of beam. A typical narrowboat is 6ft 10in wide, and it’s constructed to this dimension in order to access virtually all of the British canal system.

In short, there are places a wide beam just can’t go. But there are plenty of places that it can. There are four main UK ‘cruising grounds’ for the widebeam owner: London and the South; East Anglia; the Severn waterways; and the Trent and North. Indeed, many owners simply use them as floating homes and never go anywhere at all.

best-liveaboard-boats-aqualine-canterbury-62-saloon

The saloon looks more like an apartment than a boat, with proper domestic furniture…

So what’s the point of a wide beam narrowboat that can’t go everywhere? In a word, space. At 10ft wide, it’s not far short of double the beam, meaning you get almost twice the internal volume for a given length.

But it also gives you rooms that feel far more like those in a house and less like railway carriages. Given that very little of the interior is structural, it’s easy for the manufacturer to customise the layout. This particular boat has a large bedroom at the bow, a generous bathroom and a huge lounge/diner large enough for domestic furniture plus a kitchen.

Narrowboats tend to major on internal space so there is little more than vestigial side decks. There is a decent cockpit at the aft end with a large crescent of seating around a table, and a helm station with wheel steering rather than the tiller of more traditional designs. There is also a ‘well deck’ forward, which is basically a small cockpit in the bow accessed from the forward cabin.

best-liveaboard-boats-aqualine-canterbury-62-galley

…and the fully equipped galley could be the kitchen in a stylish new build house

Performance is probably not a word you associate with 62ft of 10mm steel plating powered by a Barrus Yanmar Shire 50hp, 4 cylinder 2,190cc diesel engine.

It will move you sedately around the inland waterways, but the fact the water tank is almost double the size of the fuel tank encapsulates the priorities of these vessels.

A misnomer – if you’re planning to put to sea, this is not the boat for you.

Aqualine Canterbury specification

LOA: 62ft 0in (18.9m) Beam: 10ft 0in (3.1m) Draught: 1ft 9in (0.6m) Displacement: 33 tonnes Fuel capacity : 430 litres Engine: Barrus Yanmar Shire 50hp diesel engine Location: Bray Contact: TBS Boats

best-liveaboard-boats-triqual-65-exterior

Built: 2002 Price: £399,950

Built in 2002 by Zijlmans Jachtbouw, a family owned yacht builder in Drimmelen on the Amer River, North Brabant in Holland, this Triqual 65 has had a rather colourful history. It ended up in the Caribbean before being shipped back to Amsterdam in June 2011.

Following a tip-off from the French authorities, the HMRC intercepted the boat in Southampton. After seven days of very thorough searching, they found no drugs inside the boat. There was, however, the small matter of 1.2 tonnes of cocaine worth £300,000,000 hidden in a secret compartment located underneath the bathing platform!

The result was rather a lot of work needed when the current owner bought the boat from an HM Revenue & Customs auction in 2013. A total interior strip and rebuild to a high standard followed.

The owner wanted a boat for exploring the coastlines of Ireland and Scotland before heading over to Scandinavia and the Baltic Sea, so comfortable liveaboard boat was the name of the game and a full interior refit followed, creating a very contemporary and, above all, spacious displacement cruiser with three cabins (two doubles and a twin), a lower dinette and a large saloon area.

best-liveaboard-boats-triqual-65-saloon

A total interior refit in 2013 means the saloon still feels fresh, bright and modern

A flybridge motor yacht, there is masses of space on the outside too. The large flybridge has been refitted with more seating, there’s an aft deck to enjoy and deeply bulwarked side decks encircle the boat.

A pair of Vetus Deutz DT67 231hp six cylinder diesel engines pushing over 40 tonnes of steel about (the hull is 6mm thick below the waterline, 5mm above) is never going to set any speed records, but a displacement maximum speed of 10 knots and an 8.5 knot cruise is not too shabby at all, nor is the fuel burn of 28 litres an hour, giving an impressive 1,000 nautical miles of range.

best-liveaboard-boats-triqual-65-flybridge

The flybridge is unusually large for a Dutch built steel displacement craft

That weight of the Triqual 65 is also going to do a pretty good job of flattening any chop offshore. Registered as an RCD Category B ‘Offshore’, it’s a boat designed for far more ambitious routes than just coastal cruising.

Triqual 65 specification

LOA: 63ft 3in (19.3m) Beam: 17ft 0in (5.2m) Draught: 5ft 7in (1.7m) Displacement: 40.6 tonnes Fuel capacity: 3,768 litres Engines: Twin Vetus Deutz DT67 231hp diesel engines Location: Lymington Contact: Berthon International

best-liveaboard-boats-fleming-53-exterior

Built: 1991 Price: £385,000

Tony Fleming was the technical director of American Marine in Hong Kong, builder of the Grand Banks line of trawler yachts , before leaving to set up his own company under the Fleming brand name. He and business partner Anton Emmerton worked with an American naval architect, Larry Drake of San Diego, California, to develop an all-new range of pilothouse boats.

The Tung Hwa facility, located near Kaohsiung in Taiwan, was selected to build them. The very first model was a 50-footer, with this 53ft version following from hull number 9 onward.  Intriguingly, the boat was originally designed as a 55-footer but a dam was inserted in the aft end of the mould to shorten the hull to 50ft.

Soon after the dam was pushed back to create the Fleming 53, then in 1990 it was finally removed altogether and the Fleming 55 proper was launched as it had been envisaged all along.

Available in two or three-cabin layouts, this boat is the two-cabin version which creates a much larger owner’s stateroom with vanity desk, large guest port cabin and storage room all on the lower deck forward.

A raised wheelhouse gives great visibility but also direct access to the flybridge for easier movement between decks. Further aft, a large saloon with the galley forward on the same level makes this a great social area. It’s ideal for extended cruising as a couple with a pair of guests, which is exactly what this boat was designed for.

best-liveaboard-boats-fleming-53-galley

Spacious saloon and galley are ideally set up for liveaboards and long distance cruising

One of the most noticeable things about the decks of the Fleming 53 is just how low the side decks are. Open a door in the high bulwarks and you can step straight aboard – try that with a contemporary Sunseeker or Princess !

Back aft, the cockpit is kept completely clear for freestanding furniture and there’s another stairway up to the flybridge where you’ll find fixed seating, the tender, complete with crane for launching, and the liferaft.

The original owner of this boat specified twin Caterpillar 3208 NA diesel engines that produce 210hp each, giving a cruising speed of 9 knots and maximum speed of approximately 12 knots.

best-liveaboard-boats-fleming-53-helm

Separate wheelhouse is well suited to night passages and has access up to the flybridge

Those low side decks help keep the centre of gravity low, aiding its legendary seakeeping and minimising rock and roll (of the non-musical variety).

Fleming 53 specification

LOA: 52ft 6in (16.0m) Beam: 16ft 0in (4.9m) Draught: 5ft 0in (1.5m) Displacement: 31 tonnes Fuel capacity: 3,880 litres Engines: Twin twin Caterpillar 3208 NA 210hp diesels Location: Chichester Contact: Ancasta

First published in the September 2021 issue of MBY.

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SYS Yacht Sales - New and Used Boats and Yachts or Sale

How to Choose the Right Liveaboard Boat

Trawlers make great liveaboard yachts - Learn more!

March 4, 2019 by Charles Giambalvo , SYS Yacht Sales Associate

Ready to make the move and purchase a boat to live aboard? There are many types of boats that make great liveaboard options, depending on your preferences regarding vessel size, interior layout, deck space, performance capabilities and level of creature comforts. Before starting your search, it’s important to narrow down your preferences. The best liveaboard boat is one where the resident(s) feel safe and comfortable, and includes all or most of the comforts of a land-based home.

Having lived aboard a 50’ Jefferson Motor Yacht for the past 4 years, I would like to share my advice on how to decide which type of boat will meet your liveaboard needs.

The most important consideration for any liveaboard buyer is: will the boat be used mainly for cruising or will it be used more as a floating condo that stays at the marina? From there, you can narrow down your search further: considering your priorities for living space versus performance and operating economy. If you are planning to share this relatively small space with someone else, it is best to include them in the boat selection process. In addition, there are some companies that will allow you to rent a boat for a week or more, so you can “try before you buy”.

Which boat types make the best liveaboard vessels?

Houseboats , Trawlers and Catamarans make the best liveaboards, although they each vary greatly in their design. Motor Yachts and Express Cruisers are also good options. Deciding between them all depends on the overall purpose of the boat. For example, for cruising purposes, Trawlers make great liveaboard boats because they are capable of making long passages with their large fuel and water tanks. However, unless it's a newly offered “fast trawler", they normally travel fairly slowly (10 knots or less). Trawlers also offer a good amount of living and storage space. My wife cherishes every square inch of her closet space.

If you plan to be a liveaboard cruiser, and travel most of the time, then considering your itinerary is also important. For example, the Intracoastal Waterway can be difficult to pilot in some areas, due to shallow spots. Therefore, choosing a boat with a shallow draft may be a better option. Trawlers and Motor Yachts are great options, especially for cruising the Great Loop, however, the boat’s draft should be considered depending on the route you are taking. Additionally, if you plan to cruise mostly “inside”, then speed is generally not important, as most of the ICW is a slow speed zone, due to the amount of boats, homes and manatees present.

For ocean cruising, larger freeboard and ocean-taming hull designs are required for safe and reliable travel. Also, most ocean-going captains prefer to have greater speed capabilities, particularly when needing to shoot through long ocean stretches with a limited weather window.

Catamarans are a popular choice, especially for cruising the Caribbean, because of their shallow draft and great fuel economy. Sailboats are also popular liveaboards boats. With their efficient cruising design, yet limited interior space and comfort, sailboats are more popular for cruising, than long-term living aboard (although there are exceptions).

What are the amenities to look for in a liveaboard boat?

Some of the most important amenities to look for when selecting a liveaboard boat is heating and air conditioning, adequate closet space, a fully-functional galley, comfortable master stateroom, and a practical salon with entertainment systems. In order to narrow down your search, it’s important to prioritize the amenities you’re looking for. Try to determine which are initial “deal breakers” and which can be easily modified or added after purchase.

Spacious living areas on 64 Burger Motor Yacht - Great liveaboard yacht

Charles Giambalvo

New and Brokerage Sales

Contact Charles

617-803-9662‬ | Email Charles and his wife have lived aboard for the past 4 years. He also holds a USCG Master 100 Ton license. When not working on a yacht purchase or sale, he applies his knowledge to training new members of boat rental clubs and captaining a charter yacht. Charles also has over 30 years of experience in high tech international sales. He now applies his experience to assisting clients with their boat buying and selling needs. | View Full Bio

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photo of Liveaboard Boats: Frequently Asked Questions

Liveaboard Boats: Frequently Asked Questions

By Rob Bowman | Posted On Jul 06, 2021 Updated On Mar 23, 2022

"Can someone call me about living at a marina on a boat? I want to liveaboard and need to get an understanding of the costs." This is a very common inquiry received at United Yacht Sales, but also one that has been more frequently asked over the last year as the popularity of living on a boat has become mainstream.

As real estate prices continue to rise and the process of purchasing a home becomes more difficult with the lack of inventory, the popularity of living on board is increasing dramatically. And why not? Living on board a boat offers freedom to explore the coast on a whim or anchor in a secluded cove for an unforgettable night. The allure of life at sea, combined with the exorbitant prices of home ownership, is helping to fuel a boat-buying boom that was already underway. Consider this:

  • According to Realtor.com. the typical home listing price hit a new high this year, up 15% compared to 2020.
  • Available homes for sale declined 51% in Spring 2021 compared to the previous year according to the Home Buying Institute.
  • The NMMA Marine Statistical report showed boat sales at a 13 year high in 2020 and levels have not dropped in 2021

'We're getting at least one call a week in regards to people wanting to live aboard their boat at our marina," says Jordan Clark, Manager at the Chesapeake Harbour Marina in Maryland . "Without a doubt there is more interest for liveaboards than we got several years ago."

The liveaboard-lifestyle might seem like bliss when dreaming of sunsets at anchor and traveling to new marinas, but living on a boat comes with its own set of unique challenges and sacrifices. There are hundreds of videos on Youtube dedicated to living at sea, but creator 'Sailing Ruby Rose' offers a firsthand perspective of the highs and lows on living on board. "It's not always diving into crystal clear water, it's not always exploring an island paradise," says Terysa, one half of the Ruby Rose Yacht team.

With over 200 professional yacht brokers worldwide, United Yacht Sales can assist you with navigating through all of the liveboard boats for sale listed on the brokerage market. Please call our main office at 1-772-463-3131 and we can connect you with a liveaboard specialist that can help you determine what the right boat is for you. Below are some frequently asked questions about living onboard your boat that we hope you find helpful.

Is It Cheaper To Live On A Boat?

Whether or not it is less expensive to live on a boat instead of a house really depends on your standards and expected quality of life on board. The median house price in 2021 was $380,000 and while many boats can be purchased for far less, you are also going to likely sacrifice quality, space, or purchased an older vessel. The cost to own a yacht can be substantial when you begin adding in annual maintenance, marina fees, fuel costs, and unforeseen expenses. Marina fees at Chesapeake Harbour Marina, for example, are $3 per foot, per day for the daily rate.

What Is The Best Liveaboard Boat?

catamaran liveaboard boat

United Yacht Sales broker Steve Gallagher has spent thousands of hours traveling and living on board multiple boats with his family and has opinions based on his experiences. The vessel in the above picture is a catamaran Steve owned and sailed over 10,000 nautical miles over a 2 year period.

"The first thing one must do when determining what kind of liveaboard they want to shop for is to identify the mission," he says. "Some liveaboards never leave the dock and others cross oceans and cruise the world. Every boat is a compromise so you have to factor in every aspect of the type of boating you plan to do and then start narrowing down the list of possibilities. Once you have determined the cruising area, look at factors like draft, max height, range needed, etc... those factors alone will rule out many boats not suited to your goals."

He continued, "Choosing the right boat depends on the situation. A house boat is great for living aboard at the dock or for use fresh water lakes but not an option for real cruising. Personally, I decided on a Sailing Catamaran for extended ocean cruising. A cruising sailing catamaran like a Leopard Yacht or Lagoon 45 are capable of crossing oceans and taking you anywhere on the globe."

"The design of a catamaran has many unique features that make it such a versatile a desirable liveaboard world cruiser. The twin hulls and large beam give you an enormous amount of living area on an incredibly stable platform both underway and at anchor. They also have a shallow draft and allow for cruising many areas not possible in a motoryacht or deep draft monohull sailboat. In addition, catamarans have plenty of deck space on the hardtop to carry a large amount of solar panels and more solar means more power. Another advantage of catamarans is safety. Catamarans unlike Mono hulls, are virtually unsinkable and they also have two engines and two rudders for redundancy. Cats are great for open ocean cruising but not for something like cruising the Great Loop on the inland waterways. Power catamarans have also become more popular in recent years in all price ranges including Horizon on the luxury side, and Aquila Boats being a bit more economical."

Is It Easy To Find A Marina to Live In?

living at a marina on a boat

Finding a nice marina to let you live on board can be a challenge. For this article, we called 10 different marinas up and down the east coast and only 2 of them accepted liveaboard residents. Larger marinas that cater to bigger motor yachts , for example, were less likely to offer liveaboard opportunities even though boat owners had the option of purchasing an annual slip. Obviously the main things to consider when choosing a marina are the amenities such as electrical, laundry facilities, fuel availability, and access to deeper water. The best advice when trying to find a marina to liveaboard your boat is to spend the time on Google Maps, going up and down the coast you're considering, and call each one for options. Many of the marina managers we talked to were happy to give recommendations.

What's The Best Advice For Anyone Looking To Live On Their Boat?

"Determine the Mission," Steve continued. "Figure out how much time will be spent underway versus time at the dock or at anchor. Talk to someone that has done it and get some real world advice and feedback. Go on several different types of boats and get a feel for each one. If possible, charter a similar boat to what you are considering buying and see how you like living on it before you buy. Just do it... Buy what seems to suit you best and make the most of it. It will be one of the most rewarding things you will ever do."

What Is The Best Brand Of Liveaboard Boat?

"If you're considering living on board and want to be comfortable, I suggest a trawler-style boat like a Fleming or Marlow Yacht ," said Captain Jeff Palmer, longtime captain, professional broker, and new owner of United Yacht Sales. "There are a lot of inexpensive liveaboards out there, but they aren't comfortable."

"I've also got a 64-foot Grand Alaskan that is an excellent liveaboard option," he continued. "I would venture to say a boat that has most of the shore-based amenities, galley space, nice master berth, spacious salon, and aft deck, as well as a simple, straightforward engine room setup for the owner to his own maintenance, would be what I would look for in a boat to live on."

"As you know most liveaboard sailboat owners are cost conscious and do most of the work themselves," Jeff continued. Being uncomplicated, uncomputerized engines, water makers, and monitoring systems are a big plus for liveaboard owners. The whole point is a simple, free lifestyle and waiting on contractors to do work or not being able to fix something while in a remote area, is not an enjoyable experience. Most liveaboards are not sitting in St Barth's or Martha's Vinyard unless they have a ton of disposable income, then all of these are non-issues. Money cures everything or most everything in boating!"

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LIVEABOARD BOATS FOR SALE

More and more people are exploring alternative lifestyle choices, as seen in the Van Life phenomena in camper vans under 20 feet long, as well as boats of all shapes, sizes, and types. Sailboat, trawler, houseboat, motoryacht, fishing boat, all have single people, couples, and families choosing to live aboard a boat as their primary residence.

At its most basic level, a boat suitable for living aboard provides shelter, security, privacy, and for some, identity. There must be a place to sleep, make meals, have a bathroom, a place to sit and relax, and storage for clothing, provisions, water, and personal items.

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Search liveaboard boats by length, search liveaboard boats by year, more about used liveaboard boats.

In terms of size, while it is true that sailors have crossed the Atlantic Ocean in 12-foot boats, that is not what is generally accepted as a reasonable vessel for such a passage. So too, a liveaboard boat can be on the smaller side, especially for young couple perfectly content with a minimalist existence, but that is not the case for adults looking to combine living on the water with some degree of comfort and convenience. For these people, a boat in the 36 to 40-foot range is the starting point. And for those who can afford it, a motoryacht over 50 feet will offer top shelf living that is every bit as comfortable as a luxury townhome.

Liveaboard people might be an early career computer programmer living in his Tahiti ketch, an IT manager living on a 34-foot houseboat, and a husband and wife, both surgeons, enjoying life on their 75-foot expedition yacht, all within a thousand yards of each other.

What are some of the features that one should expect in a liveaboard boat? Perhaps a better starting point is to answer several questions first. How many people will be living full time on the boat? If it is a couple, there are likely different accommodation requirements (or compromises) than a family with children. A retired couple may want different amenities than a young couple just starting out.

Where are you going to live? Is this boat going to stay put, such as a downtown urban setting like Seattle’s Lake Union, among the houseboat communities, or will the boat travel to different marinas along the coast with the seasons? We are differentiating living aboard from cruising, as they are not the same. People will be living aboard while cruising, of course, but the primary goal is to travel from one location to the next. Living aboard does not necessarily moving at all, and people who choose to live on a boat may be doctors or attorneys with commitments and responsibilities to remain in one place. They may just choose to live on a boat for the waterfront living experience and the opportunity to occasionally travel on a vacation getaway.

Is this going to be a primary residence? Many people buy a boat to have a summer residence in some waterfront community, such as Stuart, Florida, or Annapolis, Maryland, or Friday Harbor in the San Juan Islands, or Sausalito, California. They maintain a primary residence somewhere else, such as Fort Collins, Colorado, but enjoy the fact that they can escape to their liveaboard home in Seattle, or wherever, when they want a change of pace.

What is the budget? This figures into the equation in many ways. If one is looking primarily for a place to live, while in college for example, the boat may not need to be functional as a boat, as they don’t intend to go anywhere, just as a place to live. So, if the engine needs work, it doesn’t matter, in fact, it doesn’t even need an engine. Such boats can be found for extraordinarily little money. The same is true for the condition of a sailboat’s mast, rigging, and sails. For a liveaboard, the critical components of a safe sailing vessel are not required, at least for the foreseeable future.

On the other hand, if there is sufficient budget to buy a fully outfitted motoryacht, sailboat, or trawler that is in pristine condition, the owners can enjoy life aboard in the true yachting fashion, with an outstanding experience at both living aboard and owning a proper yacht. Ultimately, living aboard a small sailboat or a large motoryacht can offer a satisfying liveaboard experience depending on the people and their situation. Go to any exotic tropical anchorage and you will find both, and everyone is having a great time. That is cruising. 

Consider other factors that constitute a suitable liveaboard home. Below a certain size vessel, the head is likely going to be a wet head, which means the shower, if there is one, is in the same space as the sink and marine head. Take a shower and everything in that space gets wet. A dry head, on the other hand, provides a separate shower space with its own curtain or door to keep the rest of the head dry. Given the choice, most people will prefer a dry head in the long run. It feels less like camping.

If there is room for a separate master stateroom that does not share space with the saloon and other accommodations, that is desirable. Privacy and space are important for personal mental health. Visual separation, if not entirely physical, is important for the overall success of living aboard.

It goes without saying that a proper galley is required for meal preparation and cooking. This is determined by the available space given the size of the boat. Bigger is always better to provide the cook with plenty of working counter space, storage for food in a pantry, pots and pans, and the tools of the galley. A minimalist approach will work for some, using a cooler for keeping things cool, while others won’t feel comfortable without the convenience of full-size appliances. The living spaces in a Catalina 27 sailboat compared to a Fleming 55, while abstractly similar, are vastly different in every way. Not leaving the dock, both provide a reasonable living situation, but the liveaboard experience will be different. But for the right person, each can be ideal.

Some of the practical considerations of living aboard include how convenient it is to pump out the black water holding tank? Only the most luxurious marinas, and the most expensive, offer pump out at the slip, something to consider when comparing boats and the sizes of their tanks. Same with fresh water. If one must move the boat every week to a pump out facility at a fuel dock, that is not going to be as care free as a mobile pump out boat that come to the boat with a call on the VHF. Most slips offer shorepower electricity and water at a monthly rate, but is the water shut off during the off season? What are the options then? Boston Harbor is a popular liveaboard location, but the liveaboard residents work around such obstacles, including living inside a shrink-wrapped boat during the winter months. They get by, but the payback comes when they enjoy an outstanding downtown living experience the rest of the year. 

If one’s plans include going cruising at some point when they retire or save enough to begin their adventure, then the choice of the boat will have to match the cruising plans. A trawler or cruising sailboat from the 1980s can be a very workable liveaboard while giving the people time and opportunity to refit, refresh, and bring the boat back to top shape. It is a common liveaboard theme. While it can be inconvenient at times to live aboard while refinishing an interior, many have done it successfully. Whether it is a vintage Chris Craft Constellation motoryacht or an aging Norseman 447, both are terrific choices as a liveaboard in an older boat with good bones.

In a perfect world, the ideal liveaboard boat will have space for storing clothes for each season, holiday decorations, a separate washer and dryer (combo units don’t dry very well), a central vacuum system to make house cleaning easy, perhaps even a dishwasher. Such luxuries will not fit in smaller boats, of course.

Living aboard a boat is a wonderful existence, whether it is on a houseboat, cruising boat, or even an older vessel whose glory days are long gone. The thrill of being on the water, and the potential for changing the scenery when the mood strikes, is a powerful alternative to living on land. If the inconveniences of living aboard can be overcome, such as pumping out the holding tank, having access to fresh water year round, getting secure mail and package deliveries, and a safe place to park the car, life can be grand. Yes, it is unpleasant to trade deck shoes with ice-cold leather work shoes that get stored in the car trunk because they are unsafe on icy docks, but that is minor in the scheme of things. 

And one quickly finds the liveaboard community is strong and the bonds of neighborhood are always there to help one another. On the East Coast during hurricane season, for example, it is common to hold dock parties during periods of storm surge, as everyone stays up during the critical times to adjust dock lines together while keeping the mood joyful and a part of the liveaboard adventure.

And it is an adventure. 

Enjoy these other liveaboard boat articles:

  • What is the best liveaboard trawler?
  • What is the best sized sailboat to live on?

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Living on a Boat: Beginner's Guide for Liveaboards

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It’s easy to romanticize the idea of living on a boat full-time; however, it's an alternative lifestyle like that takes preparation, organization and an ability to roll with changes. When you commit to moving aboard, make checklists of necessities and talk to your partner about deal-breakers. Prepare the boat for life aboard well before you make the move.

Factors to Consider Before Living Aboard

Before moving onboard your boat, you should ask yourself some questions:

  • Is this just for a period of time before you go cruising or is this a lifestyle choice?
  • Are you comfortable with repeatedly defending your choice to your friends and family?
  • Are you living in a climate that is boat-friendly year-round?
  • Are you handy and a good problem solver?
  • Who will accept your Amazon deliveries and are you ready to grocery shop frequently since there won’t be room to stow much?
  • Are you ready to become your own maid?
  • Will you feel comfortable with your kids being in this new environment?
  • What’s Plan B if it doesn’t work?

After moving aboard, you may be hauling the laundry to the laundromat or groceries from the parking lot with no dock cart nearby. You’ll need to go to the pump-out station regularly as well as to the post office for your mail. Small doesn’t translate to easy so mentally run through a typical week and write down solutions to the issues.

Essentials: Stowage, Comfort & Connectivity

When you move from a 2,000-square foot house to a 40-foot boat, all the closets are smaller, the cupboards are fewer and there’s no two-car garage. In preparation, you’ll need to de-clutter kitchen gadgets, tools, mementos and clothing. Keep winter clothes in off-boat storage and your business attire at the office if possible.

Make sure the boat is warm and dry with plenty of ventilation. Mildew and condensation will become a part of life and you’ll need a whole new set of cleaners and tools.

Plan your connectivity needs. Whether a dish for TV or high-speed internet access via the marina WiFi, you’ll need a connectivity solution so you’re not cut off from work, friends, family and entertainment.

Beneficial Skills to Have for Living Onboard

Maintenance on a boat may be worse than in a house in terms of frequency and specificity. Basic plumbing, electrical and mechanical skills will be needed because boat systems are generally less reliable than their household counterparts. The alternative is calling a contractor for every issue.

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Cost of Living on a Boat

Don’t assume that you’ll save money by moving aboard. Here's some expenses you may incur by living on your boat:

  • Boat mortgage payment
  • Boat insurance
  • Waste management
  • Food and water

The best way to manage expenses is by making a budget and sticking to it. Depending on the size and value of the vessel, boat insurance may be just as expensive as house insurance. Property taxes will usually be less as will electricity since you’ll not be heating/cooling/lighting as big a space. You’ll probably save money on waste management, gas and water as well.

Where costs rise dramatically is maintenance . Marine parts and labor are usually more expensive—sometimes 20% more, than typical household counterparts. If you take on the tasks yourself and you’re self-employed, every hour you spend working on your boat is an hour you don’t make money.

Learn More in our Boat Insurance Guide

Safety & Security

You’ll need to decide whether to invite strangers inside, and if kids and pets will be safe around the docks. Install CO2 and smoke alarms and a propane sniffer, check the fire extinguishers periodically, and keep an eye on the basics like bilge and battery levels. You may also want to consider the following:

  • Will you be safe walking from the parking lot to the slip at night?
  • Will your nice car be okay outside the garage 24/7?
  • Who will call you if your boat starts to list when you’re on vacation?

There aren’t really more or fewer safety issues, just different kinds.

Daily Life & Socialization

Socializing is easier in a marina than in a neighborhood. Neighbors help neighbors in marinas but it’s a two-way street so be ready to lend a hand when needed. If you’d rather live anonymously, consider an end tie in the forgotten corner of the marina. Although there are challenges to living on a boat, if you’re prepared, you may find it a perfect fit.

I already have a boat in a slip in a marina, so can I just move aboard?

Most marinas require an application for you to move aboard permanently. In some areas, liveaboards aren’t permitted or there are long waiting lists. Liveaboard slip fees are usually higher and your insurance rates may increase if your boat becomes your primary residence.

How do I live aboard a boat with a pet?

Dogs, cats and other pets need to acclimate to their new environments. They need exercise, private space and easy access to food and a potty. Make sure stairs and docks are safe for them and that they know how to get on the boat or dock if they fall in the water. Be careful of small spaces where they can get trapped and wires they can chew. Teach them about their new environment and be patient.

Learn more in Boating with Pets and Tips for Taking Your Dog Boating .

Read Next: Boat Owner's Guide

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What is a liveaboard boat? The definition of this type of boat is typically a boat that someone makes their primary residence. All types of boats for sale could be classed as a liveaboard boat. For example a powerboat or cruising sailboat, houseboats, or barges, even narrow boats. Some interest... learn more about Liveaboard Boat

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CHB Trawler 34 Trawler

California (United States of America)

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SouthMountainYachts.com

ATTENTION SAILBOATERS! LOOKING TO MAKE BOATING EASIER? Enjoy Life, Go Slow and Explore,Single Ford Lehman 135 HP Diesel Engine Easy Docking w Bow & Stern Thrusters Classic Trawler w...

ATTENTION SAILBOATERS! LOOKING TO MAKE BOATING EASIER?Classic Trawler w Dual Cabins & HeadsRaised Salon & Galley w 180 Degree ViewDual Station, Recent Electronics"Cabin on the Water"...

Hudson Force50

United States of America

Private seller

FIFTY FOOT YACHT - PROJECT BOAT AT A GREAT PRICE FOR THE RIGHT PERSON This was going to be my retirement boat, but it got caught up in litigation. I now have to sell it due to age and health ...

Cape Coral, FL, (United States of America)

The Multihull Company

"AQUAHOLIC", formerly "Knotty Dreamer", is a wonderful example of why the Lagoon 42 is one of the manufacturer's most sought-aftermodels. Known far and wide, the Lagoon 42 is a comfortable cat w...

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Spits 38 M Liveaboard Vessel

Sint Annaland (Netherlands)

De Valk Yacht Brokers

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Bristol (United Kingdom)

Dutch Sailing Klipper - 1912 Was built in Snakkerburen Frisland and was used as an inland and coastal cargo transport boat. Currently insured for coastal passages for £120,000 The barg...

Branson Katherine

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Trader 54 Sunliner

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Sunbird International

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Rochford, (United Kingdom)

CLARKE & CARTER YACHT BROKERS

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Salterns Stag 28

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Gosport (United Kingdom)

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Northshore RANGER 36

Hamble (United Kingdom)

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Burnham-on-Crouch, (United Kingdom)

The Trader 535 is a modern classic, combining stylish yet practical lines with excellent sea keeping, great versatility, frugal running costs, and a spacious interior ideal for long-term cruisin...

Hindeloopen (Greece)

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Aquanaut Boats Global Voyager 1700

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ABOUT LIVEABOARD BOAT

What is a liveaboard boat? The definition of this type of boat is typically a boat that someone makes their primary residence. All types of boats for sale could be classed as a liveaboard boat. For example a powerboat or cruising sailboat , houseboats , or barges , even narrow boats . Some interesting types of liveaboard boats may be ex-commercial boats .

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Liveaboard Sailboat Budget: A Complete Guide

Liveaboard Sailboat Budget: A Complete Guide | Life of Sailing

Last Updated by

Daniel Wade

June 15, 2022

Living aboard a sailboat can be a cost-effective lifestyle, but only if you budget smart, predict expenses, and plan ahead.

In this article, we'll go over the basics of budgeting and what to consider when planning your finances as a liveaboard. We'll also cover the most common expenses that are unique to sailboats, along with how to save money and budget accordingly.

As a liveaboard, you'll need to budget for slip fees, fuel, maintenance, utilities, repairs, and supplies. You'll also need to factor in registration fees and mandatory safety equipment that has a limited service life.

We sourced the information for this article from marinas, maintenance records, and from our experience with sailors who live aboard their boats. Other information was sourced from financial experts experienced in budgeting.

Table of contents

Budgeting Basics

Budgeting is one of the simplest and most important aspects of money management. They don't teach it in schools, but it can be the difference between living well and falling behind. This is especially true on a sailboat because a well-budgeted liveaboard can enjoy a level of financial independence unrivaled by traditional housing.

Before we dive into the specifics of budgeting on a sailboat, we will cover some of the basic rules of managing money. This will make it easier to manage your finances in the unique liveaboard environment.

Managing Income, Savings, and Expenses

One of the most important rules of budgeting is to be aware of what's going on in your personal finances. You need to figure out how much money you're making, how much money you have, and how much money you're spending.

One way to get a handle on your finances is to audit your bank statements. Figure out how much you're taking home, when your bills are due, how much they cost, and what you have leftover. This includes things such as credit card bills, loan payments, utility expenses, rent, and other recurring expenses.

Once you have a handle on your finances, keep track of them regularly and look for ways to save. This is how you can safely determine how much you can afford to spend.

Emergency Fund

Everyone, especially liveaboards, should have an emergency fund if they can afford it. An emergency fund is a chunk of change that you don't touch unless you absolutely need to. For most people, $10,000 is the ideal emergency fund balance. It can cover everything from emergency medical bills to job loss, and it can also cover expensive sailboat repairs.

Budgeting on a Sailboat

Many people choose the liveaboard lifestyle because they believe it saves money. That's said, poor financial management can make living aboard cost more than living in an apartment or house. Proper budgeting and regular upkeep are essential to keep your liveaboard lifestyle affordable and comfortable.

Budgeting on a sailboat follows the same basic principles as any other kind of budgeting. However, the specifics are different, as a sailboat is a floating vehicle that has unique maintenance and living requirements.

Boat Payments

Many people make payments on their boats. Financing a liveaboard sailboat is common practice, and you should budget these payments the same way you'd budget a car payment or even the mortgage. Be sure to factor in boat payments when making your budget, as it should be a top priority when cash is tight.

Boat Insurance, while not mandatory in most places, can actually make your budget more secure despite the recurring expense. Sailboat insurance is generally inexpensive and rarely costs more than a few hundred dollars per year.

It provides peace of mind and protection from accidents that can easily cost thousands. Part of budgeting is preparing for unexpected costs, and boat insurance can eliminate one of the largest emergency boat expenses.

Cruising vs. Permanent Mooring

How do you plan on using your sailboat? A moored sailboat has vastly different requirements than a cruising sailboat. Cruising, whether short or far, requires several additional resources that you'll need to budget for. Remember, these requirements are in addition to regular maintenance, which will cover later in this article.

Up-to-date navigational equipment is essential if you plan to cruise on your sailboat. In the 21st century, people rely primarily on digital navigation systems when setting sail. The old tools and methods are important but less expensive to acquire, so we'll focus on Modern systems.

The most basic modern GPS chart systems cost between $250 and $1,000. These systems become obsolete somewhat quickly, so you should plan to update them once every five or ten years. More advanced navigation instruments, such as radar, last longer but cost significantly more. If you intend to use radar, plan to spend between $1,500 and $3,000 for the system and occasional maintenance.

Another consideration for cruising sailboats is rigging. In this case, we'll also include items such as sails, furling systems, winches, and other working hardware that's necessary for sailing.

Plan for regular maintenance and occasional replacement, as the consequences of rigging failure can be catastrophic. Be sure to budget for replacement canvas, tools, stays, lines, and other items that need attention before (or after) getting underway.

Dockside Liveaboard Budgeting

If you plan on spending most of your time at the dock, you don't have to worry as much about rigging and operational expenses. Instead, your expenses will likely resemble those of living in an apartment or a house.

Docking Fees

Docking fees, or slip fees, are the expenses paid to dock your boat at a marina or yacht club. Docking fees vary widely between states, cities, and establishments. Usually, docking and slip fees are calculated by an overall boat length. Additional expenses may apply to unusually wide boats, such as catamarans and trimarans.

You should budget slip fees the same way you budget a rent payment or a mortgage. Similarly, if you fail to pay your dock or slip fees, your vessel could be evicted from its mooring. Slip fees should be a top priority on your liveaboard sailboat budget.

Utilities include everything from electricity to freshwater. These connections are available only on the dock, though sailboats can generate their own electricity using their engine, solar panels, wind turbines, and other sources. Liveaboards typically connect to shore power, water, and sewage, as it requires virtually no initial expense.

Budgeting for utilities is typically fairly easy for liveaboards. This is because shore connections are often included in the price of mooring. If they're not included, you can talk to the marina and get an idea of how much you'll spend.

Fuel expenses are also a factor for liveaboards, even if they rarely move the boat. This is because fuel includes both gasoline or diesel for the engine (which should always be operational) and also propane or kerosene for heating and cooking.

Some boat stoves and heaters use mineral spirits (alcohol), so that should also be considered. There are no hookups for cooking and heating fuel at marinas, so it must be hauled in manually.

If you live aboard in an area with cold weather, such as the Pacific Northwest or the Northeast, you should allocate a considerable amount of your budget to heating fuel. Additionally, consider converting your appliances to run on the same fuel. For example, if you have a kerosene stove, consider installing a kerosene heater as well. This can simplify the budgeting process as only one fuel type has to be acquired.

Maintenance

Apart from slip fees, maintenance is likely the largest expense you'll need to budget for. It is also incomparable to home maintenance, as very few of the same tasks apply. Regular maintenance is essential and will prevent costly repairs down the line.

Safety Equipment

The U.S. Coast Guard requires several pieces of safety equipment to be aboard your boat at all times, whether moored at a marina or out at sea. Many of these items have a limited service life and must be checked and replaced regularly. These items include fire extinguishers, life jackets, flares, among others.

Engines are the source of some of the highest maintenance expenses aboard a sailboat. This is especially true for inboard motors, which must be maintained in tight spaces. It's essential to keep your engine running well. Oil changes, cooling system inspections, repairs, and filter replacements must occur regularly.

The hull of a sailboat is a magnet for undesirable sea life, such as barnacles, muscles, and other growth. Though the hull itself is quite resilient, marine growth can weigh down the boat, immobilize the propeller, damage the rudder, and cause other issues, especially while underway. The hull must be scraped and painted periodically, which can be considerably expensive. This should be included in the budget once every year or two.

Additionally, oxidation occurs on fiberglass hulls which need to be addressed periodically. This process can be done about the waterline and does not always require hauling out. Refinishing kits are available, and you can do it yourself to reduce the cost.

The deck is another source of maintenance costs that are often overlooked. The cost time required to maintain your deck depends on what kind of deck you have. A teak deck, for example, can be maintained yourself, but it's more labor-intensive than a fiberglass deck. Be sure to factor in the cost of chemicals and tools when budgeting for deck maintenance.

Wiring typically doesn't require maintenance in the traditional sense, though it will need to be serviced periodically. Marine electrical systems required fuses, bulbs, and other items that deteriorate faster in a saltwater-rich environment than they do on land. Factor in a few hundred dollars per year for miscellaneous electrical parts.

Hauling Out

Hauling out is an essential part of hull maintenance that's costly enough to include as a separate category. Your vessel will need to be hauled out once every couple of years to scrape and paint the bottom, along with performing any repairs that can't be done in the water. Hauling out is an extensive process that can cost several thousand dollars, but it isn't required very often.

Chemicals are surprisingly expensive and must be budgeted accordingly. Items such as fiberglass and resin, which are essential aboard any sailboat, can cost upwards of $100 per gallon. Several gallons could be required to complete a repair job.

Other compounds, such as paint, spar varnish, and cleaning supplies, should also be factored in. In most cases, $1,000 per year or so should cover most chemical expenses. Storing chemicals properly helps preserve them and reduce costs over time.

Most liveaboards agree that you should have a few grand tucked away for repairs each year. Things break on a sailboat, and this is especially inconvenient if the vessel doubles as your home. We've already covered chemicals for fiberglass repair, so let's go over some of the other sources of surprise repair costs.

Pipes and Plumbing

Plumbing issues are common on sailboats. Leaky showerheads, clogged toilets, and tank issues happen occasionally and must be repaired. Luckily these issues are usually not particularly expensive or complex to fix.

Sailboats must furnish their own water pressure and include systems the pump out the bilge. Potable water pumps and bilge pumps are electric and have a limited service life, which means you'll need to replace them eventually.

Cabinets, doors, gimbals, and other interior furnishings break from time to time. Budget a few hundred dollars each year for wood, stain, hinges, screws, and other miscellaneous hardware to repair interior fixtures if they break.

Leaks occur on sailboats; it's just part of life. Leaks are also the most annoying problems to fix and can be very costly and urgent. It's best to factor in some of your savings to repair leaks in the hull and the deck. Don't ignore leaks around portlights and vents, as water ingress can cause mold and quietly weaken the fiberglass structure of your vessel.

Mechanical Systems

Mechanical and electromechanical systems such as the engine, blowers, and hydraulics sometimes fail and need repair. These systems are the most costly to repair on a sailboat. They can eat up a considerable amount of your maintenance budget in a short period of time. Regular inspection and maintenance are key to preventing unwelcome mechanical issues.

Experienced sailors often already have all the tools they need to maintain and repair their boat. But if you're new to the liveaboard lifestyle, you're going to need to equip yourself with all the required implements for maintaining your vessel.

Along with basic tools, such as screwdrivers, a power drill, and wrenches, you'll also need tools to work with fiberglass, wiring, and plumbing. Most of these tools are available for discounted prices at yard sales, pawnshops, and local marketplaces.

Transportation

Transportation is an important factor to consider when living aboard a sailboat. Some sailors choose to keep a car, especially if they continue to work a traditional job in a city. This poses unique challenges in that it adds car payments, insurance payments, and fuel to the equation. Additionally, some marinas don't allow parking for free.

Ride-sharing apps such as Uber and Lyft are an alternative, but this adds up quickly. Some sailors choose to take public transportation or ride a bicycle, which can reduce the long-term load on your budget.

Sample Liveaboard Budget

Now that we've covered the basic expenses to expect when living aboard, we'll put together a sample liveaboard budget. The figures are based on someone making a monthly income of $4,000 docking a 30-foot sailboat at a reasonably priced marina.

As you can see, a well-proportioned budget leaves plenty of wiggle room for personal expenses, saving, and stashing money away for larger unexpected expenses. These prices may not reflect your individual situation, but the point remains the same. A balanced budget can make living aboard a sailboat affordable and enjoyable.

Related Articles

I've personally had thousands of questions about sailing and sailboats over the years. As I learn and experience sailing, and the community, I share the answers that work and make sense to me, here on Life of Sailing.

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Sail the stunning Greek Islands in absolute comfort aboard the Galileo yacht this summer. With a sleek, classic design, ample deck space, and tasteful furnishings, she makes the perfect home-from-home for your Greek cruise. Social areas include a spacious lounge, a large indoor dining room, two decks for sunbathing, an outdoor bar, and plenty of shaded areas around the boat to sit, relax and enjoy the warm Meditteranean Sea breeze. There is a choice of cabin styles with flexible bedding options, each with private air conditioning, TV, mini-fridge, safety deposit box, and en-suite bathroom.

Itineraries are 8 days long and offer island-hopping around Greece. Explore golden beaches, swim in the clear azure waters, visit the dazzling white villages of the Cyclades, and walk to the world-famous viewpoint in Santorini for breathtaking views over the Mediterranean Sea. Half-board meal plan of breakfast and lunch or dinner is included, along with housewarming cocktails, a Greek 'Philoxenia' night, a private BBQ 'Meraki' event (weather permitting), and Captain's Honour Night,' as well as optional shore excursions.

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Motor bikes on Paxos.

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The crew, food, and other guests made for a delightful experience.

I really enjoyed swimming off the boat and when we couldn’t do that, when we went to the small beaches. I liked getting to know everyone on board. Everyone was so nice and really looked after each other. One night we danced on the sun deck until late which was great fun. The crew was very attentive and helpful when I had questions or needed help.

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We were very happy with this cruise. The crew was amazing and always very informative about islands visiting. We had plenty of swim spots at amazing beaches. Service was wonderful and there is plenty to eat and drink. The cabins were small but often to be expected on a cruise. We would definitely do this cruise again!

  • Margarita P

The boat need immediate upgrade or should be decommissioned. There is a shortage of hot water, specifically when all are coming back from the beach

The archeological site on Santorini and the night of Greek dancers

  • 8.0 Very good

This was a nice boat with good staff but too expensive for what it was.

The island of Aegina was wonderful with a beautiful ancient temple and warm waters! The tour of Delos was special.

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Value for money anhe Captain and crew prioritize safety

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Absolutely incredible, the ship, the crew, and the other travellers were fantastic.

Beautiful sun and beaches, a mix of quiet villages, historical sites, and nightlife. The wonderful thing is all of the sailing in between and the friendships made with other travelers from all over the world. Folegandros was my absolute favorite stop - wonderful small town high above the caldera with great shops, friendly people, and excellent restaurants.

Due to bad weather we were unable to do the majority of the swim stops,

Day 1 swim stop and visiting Syros.

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Swim stops, Delos and Syros.

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  • Tranquility
  • Treasure of Galapagos
  • Turks and Caicos Aggressor II
  • Turks and Caicos Explorer
  • Vita Xplorer
  • Water And Wind
  • Westward Alaska
  • Westward Mexico
  • White Manta
  • White Pearl
  • Wilderness Discoverer
  • Yasawa Princess Cruises
  • Zephyria II
  • Cayman Islands
  • Dominican Republic
  • Turks and Caicos
  • Saudi Arabia

Polar Regions

  • Papua New Guinea
  • Philippines
  • Solomon islands

There is equipment available to rent on this boat. Please provide your rental needs on the booking form. You will need to pay for the rental gear on board of the boat.

  • Fins Included
  • Mask Included

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liveaboard yacht

  • 1 double or 2 single beds (amenable twin)
  • Aircon with control
  • Ensuite Bathroom
  • Max 2 guests

9 guests cabins which are located on Upper Deck, all with large portholes. Elegantly decorated, they have either twin or double sized beds (fixed) and bathrooms with showers en suite. All cabins are comfortably arranged and beautifully furnished with wooden furniture and light fabrics. Cabins have individually controlled A/C, offer storage space, and are fitted with flat-screen TVs, mini fridge, telephone (for internal use), hairdryers, central music, public address system and safe boxes.

liveaboard yacht

  • 2 single beds (twin)

12 guests cabins which are located on Lower Deck, all with large portholes and flexible bedding arrangement. Elegantly decorated, they have bathrooms with showers en suite. All cabins are comfortably arranged and beautifully furnished with wooden furniture and light fabrics. Cabins have individually controlled A/C, offer storage space, and are fitted with flat-screen TVs, mini fridge, telephone (for internal use), hairdryers, central music, public address system and safe boxes.

liveaboard yacht

4 guests cabins which are located on Lower Deck, all with large portholes. Elegantly decorated, they have either twin or double sized beds and bathrooms with showers en suite. All cabins are comfortably arranged and beautifully furnished with wooden furniture and light fabrics. Cabins have individually controlled A/C, offer storage space, and are fitted with flat-screen TVs, mini fridge, telephone (for internal use), hairdryers, central music, public address system and safe boxes.

Rental Gear Prices

Enquiry - charters and groups.

IMAGES

  1. Liveaboard Yachts for Sale

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  2. Used Live Aboard Yachts For Sale

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  3. An Unrivaled Liveaboard Yacht that Is Fun to Run

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  4. Best Liveaboard Boats Under 600K

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  5. Silent Yachts 55: Liveaboard test of this future-proof electric

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  6. 7 Unique Liveaboard Boats For On-Water Living

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VIDEO

  1. Liveaboard Yacht views in Egypt #scubadiving #boat #yacht #redsea #scuba #freediving #coralreef

  2. A DAY IN THE LIFE: Onboard Our Liveaboard Boat

  3. Liveaboard MY Blue Seas

  4. This could go very wrong. Our first sail on Baru. Episode 145

  5. ONLY ONE Ever Made! €785k STEEL Liveaboard Long Range Explorer

  6. 60 Second Yacht Tour: €390k Steel Liveaboard Explorer Yacht!

COMMENTS

  1. The Live-Aboard Life: Best Liveaboard Yachts

    Life as a live aboard is its own reward. Written by: Heather Francis. Heather Francis is from Nova Scotia, Canada. She has worked and lived on boats throughout the world since 2002. In 2008 she and her Aussie partner, Steve, bought Kate, their Newport 41, in California and have been sailing her fulltime since.

  2. Used Live Aboard Yachts For Sale

    We feature more than 1,000 listings at any given time. You can always find a huge selection of live aboard yachts for sale in Florida. These live aboard yachts are made by a number of top brands, including Hatteras, Viking, Sea Ray, Tiara, Sunseeker, Kadey-Krogen, and more. Our inventory also represents a variety of dimensions, ages, amenities ...

  3. 13 Best Liveaboard Sailboats (under 30 & 50 ft)

    There are plenty of options to pick from, which can make the choosing process a bit daunting. So to help you navigate those deep waters (no pun intended), here is an article summarizing the 13 best liveaboard sailboats under 30 and 50 feet. So what are the 13 best liveaboard sailboats? Catalina 30. Nor'Sea 27.

  4. Best Liveaboard Boats Under 600K

    Photo via Advantage Yacht Sales. Still a sailboat but with a lot of great living space, the French Fountaine Pajot Isla 40 is an ideal liveaboard platform. Catamarans are ultra-comfortable and can be spec'd with up to four cabins so living aboard with a family is a possibility.

  5. 5 Best Liveaboard Boats: Compare Boats

    4. Catamarans. Catamarans are boats with twin hulls and they can be both power and sail models. They have many advantages including more room aboard than the same-length monohulls with better cabin privacy and more system redundancy for backup options.

  6. The 80 Best Liveaboard Boats

    Draft: 3'5". Beam: 15'4". The Carver 4207 is one of the best-selling motor yachts in her class from the 80s. It has a 350 hp gas engine with a cruising speed of 13-14 knots and a 22-knot top speed. The Carver 4207 has two staterooms, a decent-sized head, a dinette, a linear galley and a large cockpit with a hardtop.

  7. 7 Unique Liveaboard Boats For On-Water Living

    2015 Custom Canadian S&E 188' Superyacht - Asking $4,999,000. United Yacht broker: Daniel Voorhees, (206) 407-6411. This 188-foot Custom Canadian S&E super yacht is the ultimate liveaboard yacht with 34 staterooms and room for 22 crew+. This yacht can safely and comfortably transport, 70+ luxury passengers worldwide or cruise by yourself and ...

  8. How to live aboard a yacht for years at a time

    Brian Trautman's 14-year sailing adventure aboard SV Delos has grown to include a family and a livelihood. Trautman initially thought his cruising adventure would be for less than two years ...

  9. Best liveaboard boats: 4 of the best options for long-term cruising

    Triqual 65. Built: 2002. Price: £399,950. Built in 2002 by Zijlmans Jachtbouw, a family owned yacht builder in Drimmelen on the Amer River, North Brabant in Holland, this Triqual 65 has had a rather colourful history. It ended up in the Caribbean before being shipped back to Amsterdam in June 2011.

  10. The Best Liveaboard Yachts

    Princess Yachts - Best Liveaboard Yachts. Princess Yachts provide exceptional motor yachts designed to deliver unforgettable experiences for all on board. Constructed with a forward-thinking mentality and crafted with meticulous attention to detail, Princess offers an extensive range of yachts ranging from 35-95 feet.

  11. How to Choose the Right Liveaboard Boat

    The best liveaboard boat is one where the resident(s) feel safe and comfortable, and includes all or most of the comforts of a land-based home. Having lived aboard a 50' Jefferson Motor Yacht for the past 4 years, I would like to share my advice on how to decide which type of boat will meet your liveaboard needs.

  12. Liveaboard Boat Buying Guide 2023

    Condition of the yacht. Running Costs. While the running costs won't be in your upfront purchase price, it is something to consider so you are still able to run and operate your liveaboard yacht. These are usually 10-20% of the purchase price of your yacht. On the lower side, you should expect to pay at least $20,000 to purchase your boat ...

  13. Liveaboard Boats: Frequently Asked Questions

    With over 200 professional yacht brokers worldwide, United Yacht Sales can assist you with navigating through all of the liveboard boats for sale listed on the brokerage market. Please call our main office at 1-772-463-3131 and we can connect you with a liveaboard specialist that can help you determine what the right boat is for you.

  14. Liveaboard Boats For Sale

    LIVEABOARD BOATS FOR SALE. More and more people are exploring alternative lifestyle choices, as seen in the Van Life phenomena in camper vans under 20 feet long, as well as boats of all shapes, sizes, and types. Sailboat, trawler, houseboat, motoryacht, fishing boat, all have single people, couples, and families choosing to live aboard a boat ...

  15. Liveaboard Yachts for Sale

    New and Used Liveaboard Yachts for Sale. A liveaboard boat or yacht is an idea, more than it is a particular type of vessel. Just about any yacht with a cabin or stateroom can be a liveaboard yacht. If the owner lives full time on his vessel, then it is considered a liveaboard, therefore, they can come in all types, sizes, and lengths.

  16. 5 Liveaboard Boats Under 200K

    3. Jeanneau Sun Odyssey 349. Those in search of a sailboat for living aboard will find the Jeanneau Sun Odyssey 349 of interest, as this boat can be bought new in the neighborhood of $200K or used in the $150,000 to $200,000 range. The model is available in several arrangements, including two- or three-cabin layouts with a single head, and deep ...

  17. Great Harbour Trawlers: America's go-anyhere liveaboards

    Great Harbour Builds the World's Most Versatile Liveaboard Cruisers, Designed To Go Off the Grid; Stable and Unsinkable Too Handcrafted by Mirage Manufacturing in Gainesville, Florida, Great Harbour Trawlers are designed for cruisers with a sense of adventure and a desire to live off the grid...part-time or as long as they want. Our fuel-efficient, twin-engine trawlers feature robust ...

  18. Living on a Boat: Beginner's Guide for Liveaboards

    Essentials: Stowage, Comfort & Connectivity. When you move from a 2,000-square foot house to a 40-foot boat, all the closets are smaller, the cupboards are fewer and there's no two-car garage. In preparation, you'll need to de-clutter kitchen gadgets, tools, mementos and clothing. Keep winter clothes in off-boat storage and your business ...

  19. Liveaboard Boats for sale

    All types of boats for sale could be classed as a liveaboard boat. For example a powerboat or cruising sailboat, houseboats, or barges, even narrow boats. Some interesting types of liveaboard boats may be ex-commercial boats. Liveaboard is becoming a real trend worldwide and many new manufacturers are in the market building stunning, affordable ...

  20. Liveaboard Sailboat Budget: A Complete Guide

    Sample Liveaboard Budget. Now that we've covered the basic expenses to expect when living aboard, we'll put together a sample liveaboard budget. The figures are based on someone making a monthly income of $4,000 docking a 30-foot sailboat at a reasonably priced marina. Monthly Expense.

  21. Galileo Yacht, Greece

    Sail the stunning Greek Islands in absolute comfort aboard the Galileo yacht this summer. With a sleek, classic design, ample deck space, and tasteful furnishings, she makes the perfect home-from-home for your Greek cruise. Social areas include a spacious lounge, a large indoor dining room, two decks for sunbathing, an outdoor bar, and plenty ...