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Pleasure Craft Insurance the broker friendly way

Quick quotes and a simpler way to access policies means happier clients.

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Boat insurance. the better way..

Navigate smooth waters with our boat insurance platform, designed for brokers.

Modern software tools designed for brokers make it simple to get quotes and access policies

Submit and issue a new policy - all online for qualifying risks

Get guidance from Coast's pleasure craft insurance specialists when you need it

Tailored for a wide variety of vessel classes based on our comprehensive All Risk Agreed Value forms

One policy, one bill - plus receive multi-vessel discounts on qualifying vessel classes

Discounts available for qualified experience, claims-free, boating education and more

We've got you covered.

Coast Underwriters has been Canada's quality choice for Pleasure Craft insurance for over 75 years. Our range of tailored products can be accessed from a digital platform custom-built for brokers.

Coast Underwriters Pleasure Craft

You have been redirected from Yachtworks.ca to Coast Underwriter's new Pleasure Craft insurance site.

The new Pleasure Craft insurance system has been designed specifically for brokers and offers a better solution for quick quotes, accessing policy info and communicating with Coast underwriters.

You will need an account in this new Pleasure Craft system to login .

If you do not have an account yet - you can apply for one.

Once you have applied , a Coast representative will review your new broker account submission and follow up.

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The Best Yacht Quotes

POSTED BY Pablo Carosella on 31/08/2018

Our collection of quotes on yachting, sailing and sea. Some of them are wise, some other inspirational, some of them are really humorous and some generated controversy. As yachts lovers, we appreciate them a lot and we hope you will enjoy them as well! “Money can't buy you happiness, but it can buy you a yacht big enough to pull up right alongside it.” ― David Lee Roth “If you don't succeed on your own ground, then there's no reason to succeed. Unless, of course, you really want a boat. If you're a person who feels that with a yacht, everything will be all right, then you should do whatever you have to and get the yacht.” ― Albert Brooks “I’ve met the most interesting people while flying or on a boat. These methods of travel seem to attract the kind of people I want to be with.” ― Hedy Lamarr “Being on a boat that’s moving through the water, it’s so clear. Everything falls into place in terms of what’s important and what’s not.” ― James Taylor “There never was a great man yet who spent all his life inland.” ― Herman Melville “Land was created to provide a place for boats to visit.” ― Brooks Atkinson “Having a yacht is a reason for being more cheerful than most.” ― Kurt Vonnegut “All I ask is a tall ship and a star to sail her by.” ― John Masefield “Boats, like whiskey, are all good.” ― R. D. Culler "It's out there at sea that you are really yourself." ― Vito Dumas " A tourist remains an outsider throughout his visit; but a sailor is part of the local scene from the monent he arrives." - Anne Davison "I wanted freedom, open air, adventure. I found it on the sea." ― Alain Gerbault, Sailor "No literature is richer than that of the sea. No story is more enthralling, no tradition is more secure." ― Felix Riesenberg "Twenty years from now, you will be more disappointed by the things you didn't do than those you did. So throw off the bowlines. Sail away from safe harbor. Catch the wind in your sails. Explore. Dream. Discover." ― Mark Twain

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Yacht Insurance

Protect your superior watercraft with superior protection from Chubb.

Chubb has been a leading provider of yacht insurance for over 100 years, offering some of the most comprehensive policies available for private, pleasure watercrafts. Being on the water is an experience of peace, calm, and new adventures on the horizon. It’s an experience you want to protect. Our Masterpiece® Yacht insurance policy offers superior coverage for pleasure yachts 36 feet or greater in length. And for captained vessels 70 feet or greater in length and valued at $3 million or more, our  Masterpiece Yacht Preference policy has the specialty coverages you and your crew need.

Masterpiece® Yacht Policy Highlights

Agreed Value Coverage

We pay the entire agreed amount, with no deductible, for a total loss. With our Masterpiece Yacht Select policy, eligible vessels can receive Replacement Cost coverage up to 120%.

Liability Protection

Limits of coverage to suit your personal needs, including: legal defense costs, liability as required by the Oil Pollution Act of 1990, wreck removal, and Jones Act coverage for paid crew.

Replacement Cost Loss Settlement

Repair or replacement of covered property is paid for without deduction for depreciation for most partial losses.

Uninsured/Underinsured Boater Coverage

Pays for bodily injury to persons aboard the insured watercraft who are injured by an uninsured owner or operator of another vessel.

Medical Payments

Reasonable medical and related expenses are included for all those onboard, boarding or leaving the covered vessel. These benefits are provided on a per person basis, rather than per occurrence. Optional and customized limits are available.

Search & Rescue

Up to $10,000 for the expenses incurred by an insured in relation to a governmental unit such as the United States Coast Guard (USCG) who provide emergency aid and assistance are included for no additional charge. With our Masterpiece Yacht Select option, coverage is available up to $25,000.

Longshore and Harbor Workers’ Compensation Act (LHWCA)

When Liability coverage is purchased, coverage is automatically provided for those employed aboard the vessel who are within the jurisdiction of the LHWCA.

Personal Property & Fishing Equipment Coverage

Protection is automatically included for the clothing, personal effects and fishing gear of the boat owner and their guests. Optional higher limits are available.

Coverage for Marinas as Additional Insured

Marinas, yacht clubs and similar facilities where clients keep their vessels are included as Additional Insureds.

Trailer Coverage

We automatically include coverage up to $5,000 for your trailer used with your insured vessel. Higher limits are available.

Emergency Towing & Assistance

Our policy includes this coverage with optional higher limits available.

Boat Show & Demonstration Coverage

We automatically provide this coverage, at no additional charge.

Precautionary Measures

We will pay up to the policy limit the reasonable costs incurred to haul, fuel or dock the insured watercraft endangered by a covered peril.

Bottom Inspection

We will cover the reasonable costs to inspect the bottom of an insured vessel after grounding, stranding, or striking a submerged object. There is no deductible for this coverage.

Oil Pollution Act of 1990 (OPA) Coverage

If Liability coverage is purchased, our policy provides coverage in addition to the Liability limit, up to the required OPA statutory limits, regardless of the Liability limit chosen. Additionally, if the OPA statutory limit is increased in the future, our policy will automatically increase the applicable OPA limit to match the new higher statutory limits.

Temporary Substitute Watercraft

Up to $5,000 to charter a temporary substitute watercraft if the insured vessel is out of commission due to a covered loss and cannot be repaired within 72 hours. With our Masterpiece Yacht Select policy offering, the limit of Temporary Substitute Watercraft is increased to $10,000.

Marine Environmental Damage Coverage

This feature provides protection up to $10,000 for fines and penalties as a result of marine environmental damage, as defined by the policy terms. Coverage is provided in addition to the insured's applicable Liability and OPA limits. With our Masterpiece Yacht Select policy offering, the limit of Marine Environmental Damage Coverage is increased to $25,000.

57% of boating accidents happen on calm days with waves less than 6 inches.

Chubb offers some of the most comprehensive protection and services available rain or shine.

*Source: 2016 Recreational Boating Statistics, United States Coast Guard

Masterpiece Yacht Preference

Masterpiece Yacht Preference fulfills the specialty insurance needs of luxury yacht owners with captained vessels 70 feet in length and greater, valued at $3 million or more.

No depreciation applies on the following items

Machinery inside the hull, Personal Property, dingy/tender, and Personal Watercraft.

Emergency Towing Service

We include coverage up to the amount of Property Damage with no deductible.

The medical payments limit offered is on a per occurrence basis, and we will pay costs incurred up to three years from the date of occurrence.

Marina as Additional Insured

The marina, yacht club, or similar facility where the insured yacht is docked, moored, or stored is included as an Additional Insured.

Captain and Crew Coverage

Liability coverage is extended to the captain and crew members serving aboard the insured yacht.

Defense Costs

Defense costs are included in addition to the limit of liability and includes up to $50,000 loss of earnings.

Mooring or Slip Rental Agreement Waiver

When waiver of subrogation is required through a written contract by a yacht club, marina, or similar facility used for the purpose of storage or slip rental, our Masterpiece Yacht Preference policy will permit an insured to waive their rights of subrogation.

Masterpiece® Recreational Marine Insurance Brochure

Your client’s guide to watercraft protection. Make sure they’re protected, with the right coverage, so they can relax on and off the water.

Related Coverage

We provide exceptional boat insurance with tailored protection.

We help you stay ahead and informed with these helpful tips and tricks

12 safety tips for recreational boaters

As the weather warms up, many of us head to lakes, rivers, or the ocean to fish, waterski, cruise, and relax onboard a boat, yacht or other personal watercraft. 

Understanding boat insurance

A comprehensive guide to finding the right boat insurance coverage.

This information is descriptive only. All products may not be available in all jurisdictions. Coverage is subject to the language of the policies as issued.

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Now offering Invisa-Shield Clear Bottom Paint Installations

Soul Shine Yachtworks

Item added to your cart, ceramic coatings.

Our ceramic coating protection packages are a great solution to shield your investment’s from harsh elements, repelling UV rays, 24/7/365 and prohibit salt, soot, poo, and acid rain to penetrate and degrade exposed surfaces.

1 & 5 year options available. Now offering Invisa-Shield Clear Bottom Paint Installs!

Whole Vessel Ceramic Coating Details

Marine detailing.

The team at Soul Shine Yachtworks will keep your vessel protected from harsh marine environments and superior condition to keep you looking good on the water.

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